3 Hanover St, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 3 Hanover St, Westfield, MA 01085

Property Summary

Property TypeTriplex
Details8 bd · 3 ba · 2,574 sqft · built 1900
Lot Size0.138 acres (6,028 sqft)
OwnerIndividual Name on File
Last Sale$267,000 (Nov 2020)
Tax Bill$5,657 (2026)
Deeds & MortgagesMar 2022 Refinance
Nov 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (reduced by levee)
APNWFLD M:2 L:3

Property Details

APN / Parcel Number

Primary APNWFLD M:2 L:3
Alternative APN
  • M:329002 B:00003 L:00000

Interior

Bedrooms8 Beds
Full Baths3 Baths
Total Rooms14 Rooms
Units3 Units
Stories3 Stories
Building Area2,574 sqft Living Area
Gross Area4,402 sqft
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,028 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address3 HANOVER ST
CityWESTFIELD
StateMA
Zip01085-1981
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeRC
Legal Lot Number3
JurisdictionWESTFIELD MA
Township / Civil DivisionWESTFIELD
Census Block Group1
Census Block1006
Census Tract812702

Owner

3 Hanover St, a triplex, is owned and occupied by an individual who acquired it in February 2022.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3 HANOVER ST, WESTFIELD, MA 01085-1981
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
SIERRA PACIFIC MORTGAGE CO INC
Nov 23, 2020Quit Claim Deed, Transfer · FHA Mortgage
AMERICAN FINANCIAL NETWORK
Jan 13, 2020Quit Claim Deed, Transfer · FHA Mortgage
ATLANTIC HOME LOANS INC
Jul 26, 2019Deed in Lieu of Foreclosure, Foreclosure
NOT AVAILABLE
Jul 27, 2018Redemption Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 23, 2020 · Amount on File
Deed SaleNov 23, 2020 · Amount on File
Prior SaleJan 13, 2020 · Amount on File
Deed Document Number202069523
Last Transfer DateFeb 22, 2022
Transfer Doc024432-312
Record UpdatedOct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateMar 3, 2022
Property Address3 HANOVER ST, WESTFIELD, MA 01085-1981
Document Number024432-307
Book / Page24432 / 307
Instrument DateFeb 22, 2022
Instrument13293
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 HANOVER ST, WESTFIELD, MA 01085-1981

Mortgage

Document Number024432-312
DateMar 3, 2022
Book Page24432/312
Instrument13294
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2052

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateNov 23, 2020
Property Address3 HANOVER ST, WESTFIELD, MA 01085-1981
Document Number23550-581
Book / Page23550 / 581
Instrument DateOct 28, 2020
Instrument69523
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2 ALBERTINA ST, QUINCY, MA 02169-6312

Mortgage

Document Number69524
DateNov 23, 2020
Instrument69524
Lender
NameAMERICAN FINANCIAL NETWORK
Agreement
TypeFHA Mortgage
AmountAmount on Record

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTFIELD MA
Recording DateJan 13, 2020
Property Address3 HANOVER ST, WESTFIELD, MA 01085-1981
Document Number23042-453
Book / Page23042 / 453
Instrument DateNov 14, 2019
Instrument1910
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 HANOVER ST, WESTFIELD, MA 01085-1981

Mortgage

Document Number1911
DateJan 13, 2020
Instrument1911
Lender
NameATLANTIC HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

July 2019: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionWESTFIELD MA
Recording DateJul 26, 2019
Property Address3 HANOVER ST, WESTFIELD, MA 01085-1981
Document Number22775-372
Book / Page022775 / 000372
Instrument DateJul 19, 2019
Instrument41584
Transaction TypeForeclosure
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$850.68
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address60 LIVINGSTON AVE ST PAUL MN 551072292, ST PAUL, MN 55107-2292

July 2018: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionWESTFIELD MA
Recording DateJul 27, 2018
Property Address3 HANOVER ST, WESTFIELD, MA 01085-1981
Document Number22284-536
Book / Page022284 / 000536
Instrument DateJul 26, 2018
Instrument43650
Transaction TypeTransfer
Record UpdatedAug 14, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 HANOVER ST WESTFIELD MA 010853219, WESTFIELD, MA 01085-3219

Tax Assessment & Valuation

The 2026 property tax bill for 3 Hanover St was $5,657, up 10.2% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWestfield City
Unified School DistrictWestfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,657.00 (+10.23%)$378,900 (+12.07%) Land $74,500 Building $304,400
2025$5,132.00$338,100 Land $76,700 Building $261,400
2023$4,992.00$294,000 Land $66,500 Building $227,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Hanover St in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims10 (1980–2011)
Claims Outside the SFHA1 of 10
Most Recent ClaimAug 2011 · Tropical Storm Irene
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Hanover St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTFIELD DPWWATER DIVISION
serves 41,094 people · EPA ID MA1329000
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Whip City Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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