3 Guay St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 3 Guay St, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,195 sqft · built 1957
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$86,000 (Jul 1997)
Tax Bill	$7,735 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:621-Z B:10`

Property Details

APN / Parcel Number

Primary APN	`M:621-Z B:10`
Alternative APN	`CNCD M:621Z B:10`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,195 sqft Living Area
Gross Area	2,782 sqft
1st Floor Area	1,195 sqft
Basement Area	1,075 sqft
Unfinished Basement	1,075 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 GUAY ST
City	CONCORD
State	NH
Zip	03301-5703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Block	10
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2013
Census Tract	44100

Owner

Source: Merrimack County and Concord City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3 GUAY ST, CONCORD, NH 03301-5703
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage NEW HAMPSHIRE FCU
Jan 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW HAMPSHIRE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 1997 · Amount on Record
Deed Sale	Jul 25, 1997 · Amount on Record
Deed Book / Page	2064 / 146
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	3 GUAY ST, CONCORD, NH 03301-5703
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002775
Date	Feb 25, 2026
Book Page	3920/2807
Instrument	202600002775

Lender

Name	NEW HAMPSHIRE FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2046

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	3 GUAY ST, CONCORD, NH 03301-5703
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100000046
Date	Jan 4, 2021
Book Page	3716/613
Instrument	202100000046

Lender

Name	NEW HAMPSHIRE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,735.00 (+8.38%)	$265,700 (-) Land $110,700 Building $155,000
2023	$7,137.00 (+9.05%)	$265,700 (+5.1%) Land $110,700 Building $155,000	$321,100
2022	$6,545.00	$252,800 Land $110,700 Building $142,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Breezeline, Fidium Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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