Franklin County property record for 3 Grouper St, Alligator Point, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,400 sqft · built 1979 |
| Lot Size | 0.162 acres (7,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,000 (Jun 2001) |
| Tax Bill | $889 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 28-06S-01W-1051-0004-0400 |
| Primary APN | 28-06S-01W-1051-0004-0400 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,400 sqft Heated Area |
| Gross Area | 1,680 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,100 sqft (0.162 acres) |
| Lot Dimensions | 95 ft deep x 75 ft wide |
| Porch | Open Porch |
| Porch Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3 GROUPER ST |
|---|---|
| City | ALLIGATOR POINT |
| State | FL |
| Zip | 32346-5156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 1 BL 4 LOT 40 SOUTHERN DUNES OR/158/584 OR/186/122 OR/461/344 571/436 OR/571/436 666/531 |
| Legal Range | 01W |
| Legal Township | 06S |
| Legal Section | 28 |
| Legal Subdivision | SOUTHERN DUNES |
| Legal Block | 4 |
| Legal Lot Number | 40 |
| Legal Unit | 1 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970102 |
3 Grouper St is owned and occupied by two individuals who bought it in June 2001.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3 GROUPER ST, ALLIGATOR POINT, FL 32346-5156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2001 · Amount on File |
| Deed Sale | Jun 1, 2001 · Amount on File |
| Deed Document Number | 0000666531 |
| Deed Book / Page | 666 / 531 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3 Grouper St was $889 with a homeowner's exemption, up 2.7% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $889.00 (+2.66%) Homeowner's exemption | $124,895 (+2.9%) | $242,939 (-0.46%) Land $90,000 Building $152,939 |
| 2024 | $866.00 (+0.46%) Homeowner's exemption | $121,375 (+3%) | $244,063 (+15.02%) Land $90,000 Building $154,063 |
| 2023 | $862.00 (+1.17%) Homeowner's exemption | $117,840 (+3%) | $212,189 (+17.99%) Land $90,000 Building $122,189 |
| 2022 | $852.00 Homeowner's exemption | $114,408 | $179,833 Land $90,000 Building $89,833 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Grouper St in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Grouper St is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Fidium Fiber DSL · Fiber in parts of the area | 50 / 10 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures