Essex County and Middleton Town property record for 3 Gregory St, Middleton, MA 01949
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,261 sqft · built 1963 |
| Lot Size | 0.226 acres (9,840 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,777 (2025) |
| Deeds & Mortgages | Feb 2022 Refinance Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MIDD M:0019 B:0000 L:0010 A |
| Primary APN | MIDD M:0019 B:0000 L:0010 A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,261 sqft Living Area |
| Gross Area | 3,956 sqft |
| Basement Area | 504 sqft |
| Unfinished Basement | 504 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,840 sqft (0.226 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 3 GREGORY ST |
|---|---|
| City | MIDDLETON |
| State | MA |
| Zip | 01949-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B |
| Legal Subdivision | CABOT ST CONDO |
| Legal Lot Number | 10 A |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 212101 |
Source: Essex County and Middleton Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9 OVERBROOK RD, MIDDLETON, MA 01949-2316 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK |
| Sep 30, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2006 |
| Deed Sale | Jun 7, 2006 |
| Prior Sale | Jun 21, 2000 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 3 GREGORY ST, MIDDLETON, MA 01949-1511 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 040730-340 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 40730/340 |
| Instrument | 20220216001960 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Sep 30, 2022 |
| Property Address | 3 GREGORY ST, MIDDLETON, MA 01949-1511 |
| Document Number | 041221-506 |
| Book / Page | 41221 / 506 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 20220930002270 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 GREGORY ST, MARBLEHEAD, MA 01945-3233 |
| Document Number | 0000000230 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 230 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Type Change Date | Oct 1, 2029 |
| Max Rate At Change | 2.75% |
| Index | Other |
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,777.00 (+2.09%) | $654,100 (+1.24%) Land $253,200 Building $400,900 | $670,510 |
| 2024 | $7,618.00 (+10.73%) | $646,100 (+20.86%) Land $253,200 Building $392,900 | |
| 2023 | $6,880.00 | $534,600 Land $253,200 Building $281,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETON WATER DEPT. serves 7,291 people · EPA ID MA3184000 |
|---|---|
| Water Source | Purchased surface water from DANVERS WATER DEPT. |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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