3 Gray St, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie City property record for 3 Gray St, Poughkeepsie, NY 12603

Property Summary

Property Type	Apartments (5+ Units)
Details	3,136 sqft · built 1932
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$460,000 (May 2022)
Tax Bill	$17,826 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`131300-6161-31-361844-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6161-31-361844-0000`
Alternative APNs	`130000616100313618440000` `131300 6.161-31-361.844` `198020`

Interior

Units	8 Units
Stories	2 Stories
Building Area	3,136 sqft Living Area
Gross Area	3,220 sqft
Basement Area	1,512 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Commercial
Porch	Covered Porch
Porch Area	134 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	198020
Street Address	3 GRAY ST
City	POUGHKEEPSIE
State	NY
Zip	12603-2739
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R-3
Legal Description	50 X 100 21999 09072 1899 0295
Legal Block	31
Legal Lot Number	361
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	3
Census Block	3005
Census Tract	220901

Owner

Source: Dutchess County and Poughkeepsie City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	39 DECATUR AVE, 201, SPRING VALLEY, NY 10977-5868
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed, Transfer · Stand-Alone First Mortgage LOAN FUNDER LLC
Jan 7, 2019	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Sep 30, 1999 · Amount on Record
Deed Document Number	202251961
Record Updated	Jun 8, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DUTCHESS NY
Recording Date	May 31, 2022
Property Address	3 GRAY ST, POUGHKEEPSIE, NY 12603-2739
Document Number	0000051961
Instrument Date	Apr 28, 2022
Instrument	2022-51961
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 DECATUR AVE UNIT 201, 201, SPRING VALLEY, NY 10977-5868

Mortgage

Document Number	0000053103
Date	May 31, 2022
Instrument	53103

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Jan 7, 2019
Property Address	3 GRAY ST, POUGHKEEPSIE, NY 12603-2739
Document Number	0000000177
Instrument Date	Dec 20, 2018
Instrument	177
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$1,016.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1612 MAIN ST #1319 PLEASANT VALLEY NY 125697169, 1319, PLEASANT VALLEY, NY 12569-7169

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,826.00	$492,800 (+3.01%) Land $64,000 Building $428,800	$492,800 (+3.01%) Land $64,000 Building $428,800
2024		$478,400 (+4%) Land $64,000 Building $414,400	$478,400 (+4%) Land $64,000 Building $414,400
2023		$460,000 (+37.31%) Land $64,000 Building $396,000	$460,000 (+37.31%) Land $64,000 Building $396,000
2022		$335,000 Land $64,000 Building $271,000	$335,000 Land $64,000 Building $271,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: Optimum.

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