3 Grant Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 3 Grant Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,184 sqft · built 1957
Lot Size	0.292 acres (12,724 sqft)
Owner	2 Individual Names on Record
Last Sale	$643,000 (Jun 2012)
Tax Bill	$12,935 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WINC M:001 B:0098 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:001 B:0098 L:0`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,184 sqft Living Area
Gross Area	3,972 sqft
Basement Area	1,730 sqft
Unfinished Basement	692 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,724 sqft (0.292 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3 GRANT RD
City	WINCHESTER
State	MA
Zip	01890-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	98
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1010
Census Tract	338100

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 GRANT RD, WINCHESTER, MA 01890-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVING & LOAN ASSOC
Aug 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2012 · Amount on Record
Deed Sale	Jun 22, 2012 · Amount on Record
Deed Book / Page	59360 / 101
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	3 GRANT RD, WINCHESTER, MA 01890-1016
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084577-361
Date	Sep 5, 2025
Book Page	84577/361
Instrument	107013

Lender

Name	THIRD FEDERAL SAVING & LOAN ASSOC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	3 GRANT RD, WINCHESTER, MA 01890-1016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75488-194
Date	Aug 31, 2020
Book Page	75488/194
Instrument	149706

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,935.00 (+3.45%)	$1,167,400 (+3.54%) Land $762,700 Building $404,700	$1,237,784 (-0.36%)
2025	$12,504.00 (+7.44%)	$1,127,500 (+9.76%) Land $762,700 Building $364,800	$1,242,315
2024	$11,638.00 (+5.62%)	$1,027,200 (+1%) Land $663,200 Building $364,000
2023	$11,019.00	$933,800 Land $596,900 Building $336,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	28 (1979–2015)
Claims Outside the SFHA	22 of 28
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Mar 2010 · 4 claims Severe Storms And Flooding, May 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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