3 Granite Ct, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 3 Granite Ct, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,747 sqft · built 1910
Lot Size	0.061 acres (2,666 sqft)
Owner	Individual Name on File
Tax Bill	$5,699 (2025)
Deeds & Mortgages	Feb 2021 Refinance Oct 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:005-F B:0003 L:0012`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:005-F B:0003 L:0012`
Alternative APNs	`M:005=F B:0003 L:0012` `4532020`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,747 sqft Living Area
Gross Area	2,974 sqft
1st Floor Area	869 sqft
Basement Area	689 sqft
Unfinished Basement	689 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	2,666 sqft (0.061 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4532020
Street Address	3 GRANITE CT
City	SAUGUS
State	MA
Zip	01906-3705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	3
Legal Lot Number	12
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2011
Census Tract	208101

Owner

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 GRANITE CT, SAUGUS, MA 01906-3705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK
Oct 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK
Oct 29, 2020	Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK
Mar 6, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY CO-OP BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 6, 2018
Deed Sale	Mar 6, 2018
Prior Sale	Oct 3, 1991 · Amount on Record
Deed Document Number	2018630
Deed Book / Page	36569 / 469
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	3 GRANITE CT, SAUGUS, MA 01906-3705
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39514-427
Date	Feb 10, 2021
Book Page	39514/427
Instrument	20210210003610

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	3 GRANITE CT, SAUGUS, MA 01906-3705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37948-580
Date	Oct 21, 2019
Book Page	37948/580
Instrument	20191021000800

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	3 GRANITE CT, SAUGUS, MA 01906-3705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39117-57
Date	Oct 29, 2020
Book Page	39117/57
Instrument	20201029003390

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Mar 6, 2018
Property Address	3 GRANITE CT, SAUGUS, MA 01906-3705
Document Number	36569-469
Book / Page	036569 / 000469
Instrument Date	Mar 2, 2018
Instrument	1803060630
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 GRANITE CT SAUGUS MA 019063705, SAUGUS, MA 01906-3705

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	3 GRANITE CT, SAUGUS, MA 01906-3705
Document Number	36569-471
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36569-471
Date	Mar 6, 2018
Book Page	036569/000471
Instrument	1803060640

Lender

Name	FIDELITY CO-OP BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2048

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,699.00 (+4.24%)	$533,600 (+3.95%) Land $289,300 Building $244,300	$604,960
2024	$5,467.00 (+2.44%)	$513,300 (+8.29%) Land $272,800 Building $240,500
2023	$5,337.00	$474,000 Land $239,700 Building $234,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Radiate Holdings.

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