3 Grace Ln, Cromwell, CT 06416 Property Records

Cromwell Town property record for 3 Grace Ln, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,699 sqft · built 1952
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jun 2025)
Tax Bill	$5,752 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`54-22`

Property Details

APN / Parcel Number

Primary APN	`54-22`
Alternative APNs	`CROM M:00415200` `M:54 B:64 L:22` `415200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,699 sqft Living Area
Gross Area	3,091 sqft
1st Floor Area	1,158 sqft
Basement Area	872 sqft
Unfinished Basement	872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Oil

Location & Zoning

Account Number	415200
Street Address	3 GRACE LN
City	CROMWELL
State	CT
Zip	06416-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	64
Legal Lot Number	22
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	1
Census Block	1000
Census Tract	570300

Owner

3 Grace Ln is owned and occupied by two individuals who bought it in June 2025.

Source: Cromwell Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 GRACE LN, CROMWELL, CT 06416-2317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Feb 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FINANCE AMERICA LLC
Jun 30, 2025	Warranty Deed, Transfer
Oct 25, 2017	Warranty Deed, Transfer MCCUE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on File
Deed Sale	Jun 30, 2025 · Amount on File
Prior Sale	Oct 25, 2017 · Amount on File
Deed Document Number	20251302
Deed Book / Page	1855 / 324
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Recording Date	Apr 13, 2026
Property Address	3 GRACE LN, CROMWELL, CT 06416-2317
Document Number	001878-167
Book / Page	1878 / 167
Instrument Date	Apr 4, 2026
Instrument	2026640
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 GRACE LN, CROMWELL, CT 06416-2317

Mortgage

Document Number	0000000640,
Date	Apr 13, 2026
Book Page	1878/167
Instrument	2026640

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	3 GRACE LN, CROMWELL, CT 06416-2317
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001711-197
Date	Feb 22, 2021
Book Page	1711/197
Instrument	506

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Jun 30, 2025
Property Address	3 GRACE LN, CROMWELL, CT 06416-2317
Document Number	001855-324
Book / Page	1855 / 324
Instrument Date	Jun 21, 2025
Instrument	202500001302
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 GRACE LN, CROMWELL, CT 06416-2317

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Oct 25, 2017
Property Address	3 GRACE LN, CROMWELL, CT 06416-2317
Document Number	1605-163
Book / Page	1605 / 163
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.08
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16050166
Date	Oct 25, 2017
Instrument	01605/0166

Lender

Name	MCCUE MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3 Grace Ln was $5,752.

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,752.00	$186,830 Land $76,370 Building $110,460	$130,781 Land $53,459 Building $77,322
2024	$5,752.00 (+4.68%)
2023	$5,495.00 (+7.64%)	$186,830 (+21.98%) Land $76,370 Building $110,460
2022	$5,105.00	$153,160 Land $70,000 Building $83,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Grace Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Grace Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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