3 Girdler Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 3 Girdler Rd, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,772 sqft · built 1952
Lot Size	0.211 acres (9,191 sqft)
Owner	Trust Name on Record
Tax Bill	$8,702 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0106 B:0013 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0106 B:0013 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,772 sqft Living Area
Gross Area	3,034 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,191 sqft (0.211 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 GIRDLER RD
City	MARBLEHEAD
State	MA
Zip	01945-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	13
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	3
Census Block	3006
Census Tract	203200

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	3 GIRDLER RD, MARBLEHEAD, MA 01945-2204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2025	Deed of Trust, Mortgage MARBLEHEAD SAVINGS BANK
Jun 18, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARBLEHEAD BK
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage MARBLEHEAD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 16, 2021
Transfer Doc	626344
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	3 GIRDLER RD, MARBLEHEAD, MA 01945-2204
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000659004
Date	Jun 2, 2025
Instrument	659004

Lender

Name	MARBLEHEAD SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2045

Interest

Rate Type	Adjustable Rate

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jun 18, 2021
Property Address	3 GIRDLER RD, MARBLEHEAD, MA 01945-2204
Document Number	626344
Instrument Date	Jun 16, 2021
Instrument	626344
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 GIRDLER RD, MARBLEHEAD, MA 01945-2204

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	3 GIRDLER RD, MARBLEHEAD, MA 01945-2204
Document Number	0000614014
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 GIRDLER RD MARBLEHEAD MA 019452204, MARBLEHEAD, MA 01945-2204

Mortgage

Document Number	0000614014
Date	Jul 13, 2020
Instrument	614014

Lender

Name	MARBLEHEAD BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 12, 2030

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	3 GIRDLER RD, MARBLEHEAD, MA 01945-2204
Document Number	0000579265
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000579265
Date	Jan 13, 2017
Instrument	579265

Lender

Name	MARBLEHEAD BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 12, 2032

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,702.00 (+5.58%)	$1,016,600 (+11.63%) Land $583,500 Building $433,100	$887,798 (+11.72%)
2025	$8,242.00 (+18.03%)	$910,700 (+16.86%) Land $583,500 Building $327,200	$794,675
2024	$6,983.00 (-9.58%)	$779,300 (+0.91%) Land $557,600 Building $221,700
2023	$7,723.00	$772,300 Land $531,700 Building $240,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1991–2007)
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding
Claims by Event	Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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