3 Ginny Ln, Binghamton, NY 13901 Property Records

Broome County and Chenango Town property record for 3 Ginny Ln, Binghamton, NY 13901

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,864 sqft · built 2006
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on Record
Last Sale$32,000 (Jan 2005)
Tax Bill$15,277 (2026)
Deeds & MortgagesOct 2025 Mortgage
Oct 2025 Mortgage
APN032400 095.16-1-3

Property Details

APN / Parcel Number

Primary APN032400 095.16-1-3
Alternative APNs
  • 240009501600010030000000
  • 24333000500

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,864 sqft Living Area
1st Floor Area1,616 sqft
2nd Floor Area1,248 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area47,916 sqft (1.1 acres)
Lot Width171 ft Width
Garage TypeAttached
Garage Area886 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area288 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number24333000500
Street Address3 GINNY LN
CityBINGHAMTON
StateNY
Zip13901-6012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description006000002700A0020000
Legal Block1
Legal Lot Number3.000
JurisdictionBROOME NY
Township / Civil DivisionCHENANGO
Census Block Group1
Census Block1002
Census Tract12102

Owner

Source: Broome County and Chenango Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 GINNY LN, BINGHAMTON, NY 13901-6012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Oct 27, 2025Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2005 · Amount on Record
Deed SaleJan 27, 2005 · Amount on Record
Deed Book / Page2097 / 533
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address3 GINNY LN, BINGHAMTON, NY 13901-6012
Transaction TypeMortgage
Record UpdatedNov 10, 2025
Title CompanyFREEDOM ABSTRACT INC, FREEDOM ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 GINNY LN, BINGHAMTON, NY 13901-6012

Mortgage

Document Number04234/1085
DateOct 27, 2025
Book Page4234/1085
Instrument202500027651
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address3 GINNY LN, BINGHAMTON, NY 13901-6012
Transaction TypeMortgage
Record UpdatedNov 10, 2025
Title CompanyFREEDOM ABSTRACT INC, FREEDOM ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 GINNY LN, BINGHAMTON, NY 13901-6012

Mortgage

Document Number04234/1106
DateOct 27, 2025
Book Page4234/1106
Instrument202500027652
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

Source: Broome County and Chenango Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionChenango Town
Unified School DistrictChenango Forks Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,277.00 (+3.52%) Homeowner's exemption
2025$14,758.00 (+5.02%) Homeowner's exemption$265,600 (-) Land $30,000 Building $235,600$619,100 (+18.41%) Land $69,928 Building $549,172
2024$14,053.00
2023$265,600 Land $30,000 Building $235,600$522,835 Land $59,055 Building $463,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHENANGO CONSOLIDATED WD #1
serves 9,200 people · EPA ID NY0301653
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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