3 Giles St, Binghamton, NY 13905 Property Records

Broome County and Binghamton City property record for 3 Giles St, Binghamton, NY 13905

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,479 sqft · built 1946
Lot Size0.182 acres (7,930 sqft)
Owner2 Individual Names on Record
Last Sale$86,250 (Jun 2016)
Tax Bill$7,854 (2026)
Deeds & MortgagesOct 2019 Mortgage
APN030200 159.51-3-22

Property Details

APN / Parcel Number

Primary APN030200 159.51-3-22
Alternative APNs
  • 020015905100030220000000
  • 00000408010

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,479 sqft Living Area
1st Floor Area986 sqft
Upper Floors Area493 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area7,930 sqft (0.182 acres)
Lot Dimensions122 ft deep x 65 ft wide
PorchSlab
Porch Area359 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00000408010
Street Address3 GILES ST
CityBINGHAMTON
StateNY
Zip13905-4008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeYES
Legal SubdivisionRIVERSIDE DRIVE ESTATES INC
Legal Block3
Legal Lot Number22.000
JurisdictionBROOME NY
Township / Civil DivisionBINGHAMTON
Census Block Group4
Census Block4011
Census Tract1500

Owner

Source: Broome County and Binghamton City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 GILES ST, BINGHAMTON, NY 13905-4008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2016 · Amount on Record
Deed SaleJun 17, 2016 · Amount on Record
Prior SaleMar 15, 2002 · Amount on Record
Deed Document Number201616028
Deed Book / Page2495 / 199
Prior Transfer DateMar 10, 2011
Prior Transfer Doc0002341/94
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address3 GILES ST, BINGHAMTON, NY 13905-4008
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039320169
DateOct 28, 2019
Book Page3932/169
Instrument201900030578
Lender
NameVISIONS FEDERAL CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2029
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change5.88%
Index1-Year CMT
Margin3

Tax Assessment & Valuation

Source: Broome County and Binghamton City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
MunicipalityBinghamton City
Unified School DistrictBinghamton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,854.00 (+51.48%) Homeowner's exemption
2025$5,185.00 (+2.19%) Homeowner's exemption$79,000 (-) Land $19,700 Building $59,300$150,800 (+20.26%) Land $37,605 Building $113,195
2024$5,074.00
2023$79,000 Land $19,700 Building $59,300$125,397 Land $31,270 Building $94,127

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BINGHAMTON
serves 47,600 people · EPA ID NY0301651
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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