3 Gibbons Cir, Old Saybrook, CT 06475 Property Records

Old Saybrook Town property record for 3 Gibbons Cir, Old Saybrook, CT 06475

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,672 sqft · built 1983
Lot Size0.54 acres (23,522 sqft)
OwnerTrust Name on File
Last Sale$370,000 (Jul 2000)
Tax Bill$9,041 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN420500

Property Details

APN / Parcel Number

Primary APN420500
Alternative APN
  • OSAY M:032 B:060 L:2

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,672 sqft Living Area
Gross Area4,958 sqft
1st Floor Area1,592 sqft
Basement Area1,284 sqft
Unfinished Basement1,284 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area23,522 sqft (0.54 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number420500
Street Address3 GIBBONS CIR
CityOLD SAYBROOK
StateCT
Zip06475-2515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAA-2
Legal SubdivisionSTERLING VILLAGE CLIN
Legal Block60
Legal Lot Number2
JurisdictionOLD SAYBROOK CT
Township / Civil DivisionOLD SAYBROOK
Census Block Group1
Census Block1008
Census Tract670200

Owner

3 Gibbons Cir is owner-occupied and held in a trust since July 2000.

Source: Old Saybrook Town records, as of June 25, 2026

Owner of RecordTrust Name on File
Mailing Address3 GIBBONS CIR, OLD SAYBROOK, CT 06475-2515
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2000 · Amount on File
Deed SaleJul 18, 2000 · Amount on File
Deed Book / Page382 / 146
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLD SAYBROOK CT
Property Address3 GIBBONS CIR, OLD SAYBROOK, CT 06475-2515
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number632-340
DateApr 16, 2018
Book Page632/340
Lender
NameGUILFORD SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueApr 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 3 Gibbons Cir was $9,041.

Source: Old Saybrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionOld Saybrook Town
Unified School DistrictOld Saybrook School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,041.00$583,300 Land $190,900 Building $392,400$408,310 Land $133,630 Building $274,680
2024$9,041.00 (+25.71%)
2023$7,192.00 (+1.84%)$351,700 (-) Land $126,100 Building $225,600
2022$7,062.00$351,700 Land $126,100 Building $225,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Gibbons Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3 Gibbons Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - SHORELINE REGION-GUILFORD SYSTEM
private · serves 33,975 people · EPA ID CT0608011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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