3 Germaine Pl, Novato, CA 94949 Property Records

Marin County property record for 3 Germaine Pl, Novato, CA 94949

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,300 sqft · built 1965
Lot Size	0.18 acres (7,840 sqft)
Owner	2 Company Names on File
Tax Bill	$3,135 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Aug 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160-402-32`

Property Details

APN / Parcel Number

Primary APN	`160-402-32`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,300 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1967
Architectural Style	Contemporary
Lot Area	7,840 sqft (0.18 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	3 GERMAINE PL
City	NOVATO
State	CA
Zip	94949-5462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MARIN OAKS #1
Legal Lot Number	76
Jurisdiction	MARIN CA
Township / Civil Division	NOVATO
Census Block Group	3
Census Block	3004
Census Tract	104200

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	3 GERMAINE PL, NOVATO, CA 94949-5462
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 9, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 4, 2017	Loan Modification, Mortgage · Conventional Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 20, 2016
Transfer Doc	0000051311
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	3 GERMAINE PL, NOVATO, CA 94949-5462
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 GERMAINE PL, NOVATO, CA 94949-5462

Mortgage

Document Number	0000062388
Date	Dec 8, 2020
Instrument	2020-0062388

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	3 GERMAINE PL, NOVATO, CA 94949-5462
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035528
Date	Aug 7, 2020
Instrument	2020-0035528

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARIN CA
Property Address	3 GERMAINE PL, NOVATO, CA 94949-5462
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 GERMAINE PI, NOVATO, CA 94949-5462

Mortgage

Document Number	0000062967
Date	Dec 9, 2020
Instrument	2020-0062967

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARIN CA
Property Address	3 GERMAINE PL, NOVATO, CA 94949-5462
Document Number	0000001318
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3 GERMAINE PL NOVATO CA 949495462, NOVATO, CA 94949-5462

Mortgage

Document Number	0000001318
Date	Jan 10, 2017
Instrument	1318

Lender

Name	UMPQUA BK
Type	Bank
Address	NOVATO, CA 94945

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Marin County
Municipality	Novato City
Unified School District	Novato Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$163,795 (+2%) Land $40,011 Building $123,784
2025	$3,135.00 (+4.64%) Homeowner's exemption	$160,583 (+4.04%) Land $39,226 Building $121,357
2023	$2,996.00 (-5.34%) Homeowner's exemption	$154,348 Land $37,703 Building $116,645
2022	$3,165.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	8 (1980–2019)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jan 2019 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MARIN WATER DISTRICT serves 61,691 people · EPA ID CA2110003
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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