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3 Genoa Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 3 Genoa Ave, Saugus, MA 01906

Property Summary

Property TypeDuplex
Details5 bd · 3.5 ba · 3,098 sqft · built 1987
Lot Size0.249 acres (10,851 sqft)
Owner2 Company Names on Record
Last Sale$425,000 (Aug 2011)
Tax Bill$8,413 (2025)
Deeds & MortgagesOct 2021 Refinance
Flood ZoneZone AE (high risk)
APNSAUG M:004-G B:0002 L:0015

Property Details

APN / Parcel Number

Primary APNSAUG M:004-G B:0002 L:0015
Alternative APNs
  • M:004=G B:0002 L:0015
  • 1766007

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Units2 Units
Stories2 Stories
Building Area3,098 sqft Living Area
Gross Area4,356 sqft
1st Floor Area1,892 sqft
Basement Area1,608 sqft
Unfinished Basement402 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,851 sqft (0.249 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1766007
Street Address3 GENOA AVE
CitySAUGUS
StateMA
Zip01906-3076
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeNA
Legal SubdivisionSEAGIRT
Legal Block2
Legal Lot Number15
JurisdictionSAUGUS MA
Township / Civil DivisionSAUGUS
Census Block Group4
Census Block4002
Census Tract208102

Owner

Source: Essex County and Saugus Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3 GENOA AVE, SAUGUS, MA 01906-3076
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2011 · Amount on Record
Deed SaleAug 31, 2011 · Amount on Record
Prior SaleAug 30, 1990 · Amount on Record
Deed Book / Page30629 / 580
Last Transfer DateJun 9, 2025
Transfer Doc042761-424
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address3 GENOA AVE, SAUGUS, MA 01906-3076
Transaction TypeMortgage
Record UpdatedOct 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number40339-21
DateOct 1, 2021
Book Page40339/21
Instrument20211001002020
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,413.00 (+3.01%)$787,700 (+2.71%) Land $336,100 Building $451,600
2024$8,167.00 (+5.39%)$766,900 (+11.44%) Land $327,100 Building $439,800
2023$7,749.00$688,200 Land $286,200 Building $402,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 87 individual policies
Nearby Flood Policies95 units insured
incl. 8 condo units
Nearby Flood Claims103 (1978–2024)
Claims Outside the SFHA7 of 103
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, May 2006 · 10 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 11 claims
  • Coastal Storm, Oct 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAUGUS WATER DEPT. (MWRA)
serves 27,844 people · EPA ID MA3262000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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