Hampden County and Wilbraham Town property record for 3 Gary Dr, Wilbraham, MA 01095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,236 sqft · built 1964 |
| Lot Size | 0.46 acres (20,021 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $368,000 (Aug 2018) |
| Tax Bill | $8,210 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MAP 85 |
| Primary APN | MAP 85 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,236 sqft Living Area |
| Gross Area | 4,244 sqft |
| 1st Floor Area | 1,264 sqft |
| Basement Area | 1,264 sqft |
| Unfinished Basement | 1,264 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 20,021 sqft (0.46 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | MAP 85 |
|---|---|
| Street Address | 3 GARY DR |
| City | WILBRAHAM |
| State | MA |
| Zip | 01095-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R26 |
| Legal Block | 3 |
| Legal Lot Number | 1881 |
| Jurisdiction | WILBRAHAM MA |
| Township / Civil Division | WILBRAHAM |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 813602 |
Source: Hampden County and Wilbraham Town records · APN MAP 85
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 GARY DR, WILBRAHAM, MA 01095-2601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 02, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jul 26, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jun 20, 2017 | Deed of Trust, Mortgage PEOPLESBANK (HOLYOKE) |
| Aug 20, 2018 | Warranty Deed, Transfer · VA Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 20, 2018 · Amount on Record |
| Deed Sale | Aug 20, 2018 · Amount on Record |
| Deed Document Number | 201849538 |
| Deed Book / Page | 22322 / 310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBRAHAM MA |
| Property Address | 3 GARY DR, WILBRAHAM, MA 01095-2601 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024665-175 |
|---|---|
| Date | Aug 02, 2022 |
| Book Page | 24665/175 |
| Instrument | 46723 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBRAHAM MA |
| Property Address | 3 GARY DR, WILBRAHAM, MA 01095-2601 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024019-506 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 24019/506 |
| Instrument | 51623 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBRAHAM MA |
| Property Address | 3 GARY DR, WILBRAHAM, MA 01095-2601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21728-520 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 21728/520 |
| Instrument | 34024 |
| Name | PEOPLESBANK (HOLYOKE) |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILBRAHAM MA |
| Recording Date | Aug 20, 2018 |
| Property Address | 3 GARY DR, WILBRAHAM, MA 01095-2601 |
| Document Number | 22322-310 |
| Book / Page | 22322 / 310 |
| Instrument | 49538 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 223220312 |
|---|---|
| Date | Aug 20, 2018 |
| Instrument | 22322/0312 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2048 |
Source: Hampden County and Wilbraham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Wilbraham Town |
| Unified School District | Hampden-Wilbraham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,210.00 (-2.23%) | $459,200 (+1.17%) Land $96,100 Building $363,100 | $529,340 (-0.55%) |
| 2024 | $8,397.00 (+8.1%) | $453,900 (+9.27%) Land $96,100 Building $357,800 | $532,285 |
| 2023 | $7,768.00 | $415,400 Land $96,100 Building $319,300 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1978–2005) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2005 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 115 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WILBRAHAM WATER DEPT (MWRA) serves 8,533 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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