3 Garfield Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 3 Garfield Rd, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details1,288 sqft · built 1964
Lot Size0.423 acres (18,426 sqft)
Owner2 Individual Names on File
Last Sale$380,000 (Oct 2009)
Tax Bill$11,576 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN14-02524-0000-00007

Property Details

APN / Parcel Number

Primary APN14-02524-0000-00007
Alternative APNs
  • 1400591L00007
  • 140252400007

Interior

Building Area1,288 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleRanch
Lot Area18,426 sqft (0.423 acres)

Location & Zoning

Old Parcel Number1400591L00007
Street Address3 GARFIELD RD
CityWAYNE
StateNJ
Zip07470-6426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2524
Legal Lot Number7
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group2
Census Block2011
Census Tract246201

Owner

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 GARFIELD RD, WAYNE, NJ 07470-6426
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2009 · Amount on Record
Deed SaleOct 29, 2009 · Amount on Record
Deed Document Number200959453
Deed Book / Page1838 / 169
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address3 GARFIELD RD, WAYNE, NJ 07470-6426
Transaction TypeMortgage
Record UpdatedNov 7, 2023
Title CompanyTITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032204
DateOct 6, 2023
Book PageM18658/178
Instrument2023032204
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 29, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$193,000 (-) Land $109,400 Building $83,600$193,000 (-) Land $109,400 Building $83,600
2025$11,576.00 (+0.88%)$193,000 (-) Land $109,400 Building $83,600$193,000 (-) Land $109,400 Building $83,600
2024$11,475.00 (+5.16%)
2023$193,000 Land $109,400 Building $83,600$193,000 Land $109,400 Building $83,600
2022$10,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1978–2011)
Claims Outside the SFHA6 of 8
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile USA.

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