Greene County and Catskill Town property record for 3 Gardiner St, Catskill, NY 12414
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,706 sqft · built 1959 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $180,000 (Jul 2012) |
| Tax Bill | $6,554 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 81-027-02 |
| Primary APN | 81-027-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,706 sqft Living Area |
| 1st Floor Area | 1,322 sqft |
| Basement Area | 384 sqft |
| Finished Basement | 384 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Split Level |
| Exterior Material | Stone |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 81-027-02 |
|---|---|
| Street Address | 3 GARDINER ST |
| City | CATSKILL |
| State | NY |
| Zip | 12414-1003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | GREENE NY |
| Township / Civil Division | CATSKILL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 81002 |
3 Gardiner St is owner-occupied and held in a trust since July 2012.
Source: Greene County and Catskill Town records, as of September 9, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3 GARDINER ST, CATSKILL, NY 12414-1003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2012 · Amount on File |
| Deed Sale | Jul 30, 2012 · Amount on File |
| Deed Book / Page | 1400 / 326 |
| Prior Transfer Date | Oct 25, 2010 |
| Prior Transfer Doc | 0013580162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE NY |
| Property Address | 3 GARDINER ST, CATSKILL, NY 12414-1003 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2021687 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | M2021-687 |
| Name | AMERICAN FINANCE HOUSE LARIBA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2046 |
The 2025 property tax bill for 3 Gardiner St was $6,554 with a homeowner's exemption.
Source: Greene County and Catskill Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Greene County |
| County Subdivision | Catskill Town |
| Municipality | Catskill Village |
| Unified School District | Catskill Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,554.00 | $90,000 Land $14,000 Building $76,000 | $321,429 Land $50,000 Building $271,429 |
| 2023 | $90,000 (-) Land $14,000 Building $76,000 | $248,276 (+11.72%) Land $38,621 Building $209,655 | |
| 2022 | $2,504.00 Homeowner's exemption | $90,000 Land $14,000 Building $76,000 | $222,222 Land $34,568 Building $187,654 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Gardiner St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Gardiner St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CATSKILL VILLAGE serves 8,000 people · EPA ID NY1900026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 Turbidity resolved · Dec 2019 Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Fiber · Cable | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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