3 Gardiner Rd, Scituate, MA 02066 Property Records

Plymouth County and Scituate Town property record for 3 Gardiner Rd, Scituate, MA 02066

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,640 sqft · built 1940
Lot Size	3.11 acres (135,848 sqft)
Owner	2 Trust Names on File
Last Sale	$1,100,000 (Dec 2020)
Tax Bill	$17,188 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SCIT M:003 B:001 L:003`

Property Details

APN / Parcel Number

Primary APN	`SCIT M:003 B:001 L:003`
Alternative APN	`1324`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	4,640 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,848 sqft (3.11 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1324
Street Address	3 GARDINER RD
City	SCITUATE
State	MA
Zip	02066-1049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	3
Jurisdiction	SCITUATE MA
Township / Civil Division	SCITUATE
Census Block Group	1
Census Block	1011
Census Tract	505103

Owner

3 Gardiner Rd is owner-occupied and held in a trust since August 2021.

Source: Plymouth County and Scituate Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3 GARDINER RD, SCITUATE, MA 02066-1049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit HINGHAM INSTITUTION FOR SAVINGS
Aug 18, 2021	Quit Claim Deed, Transfer Quitclaim
Dec 23, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HINGHAM INSTITUTION FOR SAVINGS
Mar 17, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020 · Amount on File
Deed Sale	Dec 23, 2020 · Amount on File
Deed Document Number	2020130126
Deed Book / Page	54069 / 347
Last Transfer Date	Aug 13, 2021
Transfer Doc	55502-333
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE MA
Property Address	3 GARDINER RD, SCITUATE, MA 02066-1049
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	058382-325
Date	Oct 23, 2023
Book Page	58382/325
Instrument	68576

Lender

Name	HINGHAM INSTITUTION FOR SAVINGS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCITUATE MA
Recording Date	Aug 18, 2021
Property Address	3 GARDINER RD, SCITUATE, MA 02066-1049
Document Number	55502-333
Book / Page	55502 / 333
Instrument Date	Aug 13, 2021
Instrument	94248
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 GARDINER RD, SCITUATE, MA 02066-1049

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCITUATE MA
Recording Date	Dec 23, 2020
Property Address	3 GARDINER RD, SCITUATE, MA 02066-1049
Document Number	54069-347
Book / Page	54069 / 347
Instrument Date	Dec 17, 2020
Instrument	130126
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	113 BORDER ST, COHASSET, MA 02025-2047

Mortgage

Document Number	130127
Date	Dec 23, 2020
Instrument	130127

Lender

Name	HINGHAM INSTITUTION FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCITUATE MA
Recording Date	Mar 17, 2020
Property Address	3 GARDINER RD, SCITUATE, MA 02066-1049
Document Number	52488-66
Book / Page	052488 / 000066
Instrument Date	Feb 10, 2020
Instrument	23363
Transaction Type	Transfer
Record Updated	Mar 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 FURLONG WAY COTUIT MA 026352502, COTUIT, MA 02635-2502

Tax Assessment & Valuation

The 2026 property tax bill for 3 Gardiner Rd was $17,188, up 2.8% from the year before.

Source: Plymouth County and Scituate Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Plymouth County
County Subdivision	Scituate Town
Unified School District	Scituate School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,188.00 (+2.82%)	$1,748,500 (+4.49%) Land $771,900 Building $976,600	$1,836,211 (+29.99%)
2025	$16,717.00 (+7.66%)	$1,673,400 (+11.65%) Land $738,600 Building $934,800	$1,412,555
2024	$15,528.00	$1,498,800 Land $581,900 Building $916,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Gardiner Rd in Zone X, an area of minimal flood risk, though there have been 80 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 245 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	261 units insured incl. 16 condo units
Nearby Flood Claims	80 (1991–2024)
Most Recent Claim	Jan 2024 · other causes
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 25 claims Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 9 claims Coastal Storm, Oct 1991 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Gardiner Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCITUATE WATER DIVISION serves 19,297 people · EPA ID MA4264000
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes currently in violation since Jul 2026 Turbidity resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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