3 Garden St, Auburn, MA 01501 Property Records

Worcester County and Auburn Town property record for 3 Garden St, Auburn, MA 01501

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,380 sqft · built 1937
Lot Size0.33 acres (14,391 sqft)
OwnerIndividual Name on File
Last Sale$426,000 (Nov 2022)
Tax Bill$6,073 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNAUBU M:0048 L:0039

Property Details

APN / Parcel Number

Primary APNAUBU M:0048 L:0039
Alternative APN
  • 4517

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,380 sqft Living Area
Gross Area3,680 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialShingle
Lot Area14,391 sqft (0.33 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number4517
Street Address3 GARDEN ST
CityAUBURN
StateMA
Zip01501-2207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number39
JurisdictionAUBURN MA
Township / Civil DivisionAUBURN
Census Block Group4
Census Block4011
Census Tract736500

Owner

3 Garden St is owned and occupied by an individual who bought it in November 2022.

Source: Worcester County and Auburn Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address3 GARDEN ST, AUBURN, MA 01501-2207
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2022 · Amount on File
Deed SaleNov 3, 2022 · Amount on File
Prior SaleMay 26, 1988 · Amount on File
Deed Document Number2022119149
Deed Book / Page68445 / 174
Record UpdatedOct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionAUBURN MA
Recording DateNov 3, 2022
Property Address3 GARDEN ST, AUBURN, MA 01501-2207
Document Number068445-174
Book / Page68445 / 174
Instrument DateNov 3, 2022
Instrument119149
Transaction TypeTransfer
Record UpdatedNov 18, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 GARDEN ST, AUBURN, MA 01501-2207

Mortgage

Document Number0000119150
DateNov 3, 2022
Instrument119150
Lender
NameUNIBANK FOR SAVINGS
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateDec 1, 2032
Max Rate At Change2.88%
Index1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 3 Garden St was $6,073, up 10,370.7% from the year before.

Source: Worcester County and Auburn Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionAuburn Town
Unified School DistrictAuburn School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,073.00 (+10,370.69%)$426,500 (+4.77%) Land $145,500 Building $281,000$436,731 (-2.87%)
2025$58.00 (-99.01%)$407,100 (+3.48%) Land $138,600 Building $268,500$449,635
2024$5,873.00 (+1.68%)$393,400 (+8.17%) Land $132,500 Building $260,900
2023$5,776.00$363,700 Land $120,400 Building $243,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Garden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Garden St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER DISTRICT
serves 12,255 people · EPA ID MA2017000
Water SourcePurchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State InspectionMay 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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