3 Garden Rd, York, ME 03909 Property Records

York County and York Town property record for 3 Garden Rd, York, ME 03909

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$843,800 (Mar 2019)
Tax Bill$11,140 (2025)
Deeds & MortgagesAug 2019 Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNM:025 B:113

Property Details

APN / Parcel Number

Primary APNM:025 B:113
Alternative APNs
  • YORK M:0025 B:0113
  • 006946
  • 6946

Exterior

Architectural StyleConventional
Lot Area14,810 sqft (0.34 acres)
Pool TypeSpa / Hot Tub (No Pool)
Deck AreaDeck Area
Total Buildings2 Buildings

Location & Zoning

Account Number6946
Street Address3 GARDEN RD
CityYORK
StateME
Zip03909-6933
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeR5
Legal Block113
JurisdictionYORK ME
Township / Civil DivisionYORK
Census Block Group1
Census Block1011
Census Tract36004

Owner

3 Garden Rd, a residential property, is owned by two individuals who bought it in March 2019.

Source: York County and York Town records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address136 WALNUT ST, SOMERVILLE, MA 02145-2953
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2019Deed of Trust, Mortgage
CALIBER HM LOANS
Mar 1, 2019Warranty Deed, Transfer
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2019 · Amount on File
Deed SaleMar 1, 2019 · Amount on File
Deed Document Number20197144
Deed Book / Page17903 / 285
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYORK ME
Property Address3 GARDEN RD, YORK, ME 03909-6933
Document Number0180350386
Instrument DateAug 30, 2019
Transaction TypeMortgage
Record UpdatedSep 17, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 GARDEN RD YORK ME 039096933, YORK, ME 03909-6933

Mortgage

Document Number0180350386
DateSep 3, 2019
Book Page018035/000386
Instrument36782
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount on Record
Term360 Months
DueSep 2, 2049

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYORK ME
Recording DateMar 1, 2019
Property Address3 GARDEN RD, YORK, ME 03909-6933
Document Number0179030285
Book / Page017903 / 000285
Instrument DateFeb 26, 2019
Instrument7144
Transaction TypeTransfer
Record UpdatedMar 25, 2019
Title CompanyMARKET STREET SETTLEMENT GROUP, MARKET STREET SETTLEMENT GRP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address136 WALNUT ST SOMERVILLE MA 021452953, SOMERVILLE, MA 02145-2953

Mortgage

Document Number179030287
DateMar 1, 2019
Book Page017903/000287
Instrument7145
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
AmountAmount on Record
Term360 Months
DueFeb 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3 Garden Rd was $11,140, up 5.9% from the year before.

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionYork Town
Unified School DistrictYork (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,140.00 (+5.86%)$1,350,300 (+7.79%) Land $667,800 Building $682,500
2024$10,523.00 (+7.61%)$1,252,700 (+8.24%) Land $667,800 Building $584,900
2023$9,779.00 (+12.29%)$1,157,300 (+13.62%) Land $572,400 Building $584,900$1,442,385
2022$8,709.00$1,018,600 Land $497,500 Building $521,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Garden Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 117 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies151 units insured
incl. 34 condo units
Nearby Flood Claims21 (2010–2024)
Claims Outside the SFHA3 of 21
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Garden Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYORK WATER DISTRICT
serves 13,675 people · EPA ID ME0091680
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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