3 Garden Rd, Monroe, ME 04951 Property Records

Waldo County and Monroe Town property record for 3 Garden Rd, Monroe, ME 04951

Property Summary

Property TypeSingle Family Home
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Jul 2023)
Tax Bill$1,036 (2021)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNMNRE M:010 L:025

Property Details

APN / Parcel Number

Primary APNMNRE M:010 L:025

Exterior

Lot Area130,680 sqft (3 acres)

Location & Zoning

Street Address3 GARDEN RD
CityMONROE
StateME
Zip04951-3430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number25
JurisdictionMONROE ME
Township / Civil DivisionMONROE
Census Block Group1
Census Block1053
Census Tract47000

Owner

Source: Waldo County and Monroe Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address448 SWAN LAKE AVE, MONROE, ME 04951-3719
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 18, 2023 · Amount on Record
Deed SaleJul 18, 2023 · Amount on Record
Prior SaleOct 5, 2018
Deed Book / Page4919 / 15
Record UpdatedSep 20, 2026

July 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE ME
Recording DateJul 18, 2023
Property Address3 GARDEN RD, MONROE, ME 04951-3430
Document Number0004919/15
Book / Page4919 / 15
Instrument DateJul 17, 2023
Instrument2023-4476
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address433 RIVERSIDE AVE, CHARLOTTESVILLE, VA 22902-5899

Mortgage

Document Number0020234477
DateJul 18, 2023
Instrument2023-4477
Lender
NameCMG HOME LOANS
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number004919/171
DateJul 20, 2023
Book Page4919/171
Instrument2023-4524
Lender
NameSHABDSANGEET K KHALSA
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Waldo County and Monroe Town assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateMaine
CountyWaldo County
County SubdivisionMonroe Town
Unified School DistrictSchool Administrative District 03 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2021$1,036.00$71,929 Land $21,875 Building $50,054

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Fidium Fiber
DSL
10 / 1

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Garden Rd

Nearby Streets

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