3 Frank St, Valley Stream, NY 11580 Property Records

Nassau County and Hempstead Town property record for 3 Frank St, Valley Stream, NY 11580

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,074 sqft · built 1943
Lot Size	0.099 acres (4,300 sqft)
Owner	Individual Name on Record
Last Sale	$269,500 (Sep 2013)
Tax Bill	$10,420 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`37-466-00-0008`

Property Details

APN / Parcel Number

Primary APN	`37-466-00-0008`
Alternative APNs	`2089-37-466-00-0008-0` `37466000008000000000` `282089 37.-466-8` `37466 00080`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	744 sqft
Game Room	Game Room

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Other
Lot Area	4,300 sqft (0.099 acres)
Lot Dimensions	100 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	231 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	37466 00080
Street Address	3 FRANK ST
City	VALLEY STREAM
State	NY
Zip	11580-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 016
Legal Block	466
Legal Lot Number	8
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	5
Census Block	5008
Census Tract	409900

Owner

Source: Nassau County and Hempstead Town records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 FRANK ST, VALLEY STREAM, NY 11580-2222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 19, 2022	Deed of Trust, Mortgage · Line of Credit JOVIA FINANCIAL FCU
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Feb 25, 2019	Quit Claim Deed, Transfer · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2013 · Amount on Record
Deed Sale	Sep 6, 2013 · Amount on Record
Deed Document Number	201301661
Deed Book / Page	D12987 / 914
Last Transfer Date	Feb 11, 2019
Transfer Doc	0137710758
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Recording Date	May 12, 2026
Property Address	3 FRANK ST, VALLEY STREAM, NY 11580-2222
Document Number	0000030979
Book / Page	48464 / 632
Instrument Date	Apr 11, 2026
Instrument	202630979
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030979,
Date	May 12, 2026
Book Page	48464/632
Instrument	202630979

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Recording Date	May 12, 2026
Property Address	3 FRANK ST, VALLEY STREAM, NY 11580-2222
Document Number	0000030980
Book / Page	48464 / 654
Instrument Date	Apr 11, 2026
Instrument	202630980
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 FRANK ST, VALLEY STREAM, NY 11580-2222

Mortgage

Document Number	0000030980,
Date	May 12, 2026
Book Page	48464/654
Instrument	202630980

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	3 FRANK ST, VALLEY STREAM, NY 11580-2222
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 FRANK ST, VALLEY STREAM, NY 11580-2222

Mortgage

Document Number	M469070507
Date	Oct 19, 2022
Book Page	M46907/507
Instrument	2022-103676

Lender

Name	JOVIA FINANCIAL FCU
Type	Credit Union
Address	WESTBURY, NY 11590

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	3 FRANK ST, VALLEY STREAM, NY 11580-2222
Document Number	0443130599
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 FRANK ST VALLEY STREAM NY 115802222, VALLEY STREAM, NY 11580-2222

Mortgage

Document Number	0443130599
Date	Jun 30, 2020
Book Page	044313/000599
Instrument	54902

Lender

Name	MR COOPER
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU NY
Recording Date	Feb 25, 2019
Property Address	3 FRANK ST, VALLEY STREAM, NY 11580-2222
Document Number	0137710758
Book / Page	013771 / 000758
Instrument Date	Feb 11, 2019
Instrument	17222
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 FRANK ST VALLEY STREAM NY 115802222, VALLEY STREAM, NY 11580-2222

Mortgage

Document Number	433110657
Date	Feb 25, 2019
Book Page	043311/000657
Instrument	17223

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Elementary School District	Elmont Union Free School District (PK - 06)
Secondary School District	Sewanhaka Central High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398 (-1.24%) Land $198 Building $200	$398,000 (-1.24%)
2025	$10,420.00 (-0.78%)	$403 (-1.23%) Land $201 Building $202	$403,000 (-1.23%)
2023	$10,502.00 Additional exemption filed	$408 Land $203 Building $205	$408,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WA OF WESTERN NASSAU public/private · serves 120,000 people · EPA ID NY2902830
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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