3 Frances Rd, Warren, NJ 07059 Property Records

Somerset County and Warren Township property record for 3 Frances Rd, Warren, NJ 07059

Property Summary

Property Type	Single Family Home
Details	1,270 sqft · built 1960
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Jan 1999)
Tax Bill	$6,356 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-00167-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`20-00167-0000-00005`
Alternative APNs	`200016700005` `00030480`

Interior

Stories	1 Story
Building Area	1,270 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00030480
Street Address	3 FRANCES RD
City	WARREN
State	NJ
Zip	07059-5212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EP
Legal Block	167
Legal Lot Number	5
Jurisdiction	SOMERSET NJ
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2001
Census Tract	52201

Owner

Source: Somerset County and Warren Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 FRANCES RD, WARREN, NJ 07059-5212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 1999 · Amount on Record
Deed Sale	Jan 26, 1999 · Amount on Record
Deed Book / Page	2216 / 559
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	3 FRANCES RD, WARREN, NJ 07059-5212
Document Number	0000032235
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 FRANCES RD WARREN NJ 070595212, WARREN, NJ 07059-5212

Mortgage

Document Number	0000032235
Date	Aug 23, 2018
Book Page	007066/001961
Instrument	32235

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Somerset County and Warren Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Warren Township
Elementary School District	Warren Township School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,600 (+6.01%) Land $200,800 Building $183,800	$384,600 (+6.01%) Land $200,800 Building $183,800
2025	$6,356.00 (+0.89%)	$362,800 (+13.73%) Land $190,400 Building $172,400	$362,800 (+13.73%) Land $190,400 Building $172,400
2024	$6,300.00 (+3.21%)
2023		$319,000 Land $168,400 Building $150,600	$319,000 Land $168,400 Building $150,600
2022	$6,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	14 (1978–2024)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300