3 Frances Dr, Katonah, NY 10536 Property Records

Westchester County and Somers Town property record for 3 Frances Dr, Katonah, NY 10536

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,813 sqft · built 1965
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$782,500 (Mar 2005)
Tax Bill	$22,662 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`555200 38.13-2-18`

Property Details

APN / Parcel Number

Primary APN	`555200 38.13-2-18`
Alternative APNs	`520003801300020180000000` `3602000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,813 sqft Living Area
1st Floor Area	2,813 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Unfinished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	87,556 sqft (2.01 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	3602000
Street Address	3 FRANCES DR
City	KATONAH
State	NY
Zip	10536-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Subdivision	MAP 1 OF DOGWOOD GARDENS
Legal Block	2
Legal Lot Number	18.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	SOMERS
Census Block Group	2
Census Block	2012
Census Tract	14901

Owner

Source: Westchester County and Somers Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 FRANCES DR, KATONAH, NY 10536-3209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2005 · Amount on Record
Deed Sale	Mar 22, 2005 · Amount on Record
Deed Document Number	2005443491114
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	3 FRANCES DR, KATONAH, NY 10536-3209
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610963296
Date	Apr 6, 2021
Instrument	610963296

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Westchester County and Somers Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Somers Town
Unified School District	Somers Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,662.00 (+50.42%) Homeowner's exemption
2025	$15,066.00	$98,200 (-) Land $13,300 Building $84,900	$1,109,604 (+10.51%) Land $150,282 Building $959,322
2024	Homeowner's exemption	$98,200 (-) Land $13,300 Building $84,900	$1,004,090 (-0.72%) Land $135,992 Building $868,098
2023		$98,200 Land $13,300 Building $84,900	$1,011,328 Land $136,972 Building $874,356

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20