3 Foster St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 3 Foster St, Acton, MA 01720

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,252 sqft · built 1959
Lot Size	0.517 acres (22,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,941 (2025)
Deeds & Mortgages	Feb 2020 Refinance Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00H4 B:0078 L:0000`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00H4 B:0078 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,252 sqft Living Area
Gross Area	7,337 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,500 sqft (0.517 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3 FOSTER ST
City	ACTON
State	MA
Zip	01720-5406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	78
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	2
Census Block	2015
Census Tract	363104

Owner

3 Foster St is owned and occupied by two individuals who acquired it in July 2017.

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 FOSTER ST, ACTON, MA 01720-5406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 28, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2017
Deed Sale	Jul 28, 2017
Prior Sale	Jul 25, 2014 · Amount on File
Deed Book / Page	69682 / 180
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	3 FOSTER ST, ACTON, MA 01720-5406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74083-201
Date	Feb 3, 2020
Book Page	74083/201
Instrument	16765

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jul 28, 2017
Property Address	3 FOSTER ST, ACTON, MA 01720-5406
Document Number	69682-180
Book / Page	069682 / 000180
Instrument Date	May 21, 2017
Instrument	119428
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 FOSTER ST ACTON MA 017205406, ACTON, MA 01720-5406

Tax Assessment & Valuation

The 2025 property tax bill for 3 Foster St was $13,941, up 3.8% from the year before.

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,941.00 (+3.77%)	$812,900 (+0.87%) Land $315,900 Building $497,000	$913,995 (+1.15%)
2024	$13,434.00 (+4.76%)	$805,900 (+10.35%) Land $315,900 Building $490,000	$903,640
2023	$12,824.00	$730,300 Land $287,300 Building $443,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Foster St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2010)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Foster St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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