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3 Forest St, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 3 Forest St, North Reading, MA 01864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,650 sqft · built 1998
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$219,900 (Aug 1998)
Tax Bill$8,220 (2025)
Deeds & MortgagesFeb 2021 Refinance
Sep 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APNM:68-P:008

Property Details

APN / Parcel Number

Primary APNM:68-P:008
Alternative APN
  • NREA M:068.0 B:0000 L:0008.0

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,650 sqft Living Area
1st Floor Area750 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address3 FOREST ST
CityNORTH READING
StateMA
Zip01864-1508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Lot Number8.0
JurisdictionNORTH READING MA
Township / Civil DivisionNORTH READING
Census Block Group1
Census Block1000
Census Tract330101

Owner

Source: Middlesex County and North Reading Town records · APN M:68-P:008

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3 FOREST ST, NORTH READING, MA 01864-1508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MORTGAGE NETWORK INC
Sep 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MORTGAGE NETWORK INC
Aug 06, 2019Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE NTWK
Apr 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE NTWK
Aug 31, 2018Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE NTWK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 03, 1998 · Amount on Record
Deed SaleAug 03, 1998 · Amount on Record
Prior SaleApr 22, 1998 · Amount on Record
Transfer Doc55199-543
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH READING MA
Property Address3 FOREST ST, NORTH READING, MA 01864-1508
Transaction TypeMortgage
Record UpdatedJan 09, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number077020-573
DateFeb 22, 2021
Book Page77020/573
Instrument38917
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMar 01, 2041

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH READING MA
Property Address3 FOREST ST, NORTH READING, MA 01864-1508
Transaction TypeMortgage
Record UpdatedJan 09, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number078753-342
DateSep 22, 2021
Book Page78753/342
Instrument210226
Lender
NameMORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH READING MA
Property Address3 FOREST ST, NORTH READING, MA 01864-1508
Document Number73095-534
Instrument DateAug 06, 2019
Transaction TypeMortgage
Record UpdatedAug 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 FOREST ST NORTH READING MA 018641508, NORTH READING, MA 01864-1508

Mortgage

Document Number73095-534
DateAug 12, 2019
Book Page073095/000534
Instrument118901
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 11, 2049

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH READING MA
Property Address3 FOREST ST, NORTH READING, MA 01864-1508
Document Number72473-185
Instrument DateApr 12, 2019
Transaction TypeMortgage
Record UpdatedMay 07, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 FOREST ST NORTH READING MA 018641508, NORTH READING, MA 01864-1508

Mortgage

Document Number72473-185
DateApr 18, 2019
Book Page072473/000185
Instrument48281
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 17, 2049

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH READING MA
Property Address3 FOREST ST, NORTH READING, MA 01864-1508
Document Number71583-346
Instrument DateAug 31, 2018
Transaction TypeMortgage
Record UpdatedSep 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 FOREST ST NORTH READING MA 018641508, NORTH READING, MA 01864-1508

Mortgage

Document Number71583-346
DateSep 06, 2018
Book Page071583/000346
Instrument137784
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueSep 05, 2043

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNorth Reading Town
Unified School DistrictNorth Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,220.00 (+1.87%)$629,400 (+3.05%) Land $330,100 Building $299,300
2024$8,069.00 (+1.6%)$610,800 (+7.59%) Land $311,500 Building $299,300
2023$7,942.00$567,700 Land $285,800 Building $281,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880

Based on FCC filings for 62 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTH READING WATER DEPT.
serves 16,379 people
Water SourcePurchased surface water from ANDOVER WATER DEPT
Last State InspectionDec 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureColiform assessment
Aug 2019
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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