3 Forest Creek Cir, Chico, CA 95928 Property Records

Butte County property record for 3 Forest Creek Cir, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,677 sqft · built 1977
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Jan 2022)
Tax Bill	$5,796 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-080-002-000`

Property Details

APN / Parcel Number

Primary APN	`002-080-002-000`
Alternative APN	`002-080-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,677 sqft Living Area
1st Floor Area	1,677 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3 FOREST CREEK CIR
City	CHICO
State	CA
Zip	95928-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 FOREST CREEK ESTATES
Legal Subdivision	FOREST CREEK ESTATES
Legal Lot Number	2
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	1
Census Block	1007
Census Tract	904

Owner

3 Forest Creek Cir is owned and occupied by two individuals who bought it in January 2022.

Source: Butte County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 FOREST CREEK CIR, CHICO, CA 95928-4120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 21, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 14, 2017	Deed of Trust, Mortgage · Line of Credit TRI COUNTIES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on File
Deed Sale	Jan 18, 2022 · Amount on File
Deed Document Number	20221647
Prior Transfer Date	Jan 14, 2022
Prior Transfer Doc	0000026396
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Jan 18, 2022
Property Address	3 FOREST CREEK CIR, CHICO, CA 95928-4120
Document Number	0000001647
Map Reference	MB 58 PG 9&10
Instrument Date	Jan 14, 2022
Instrument	2022-0001647
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3 FOREST CREEK CIR, CHICO, CA 95928-4120

Mortgage

Document Number	0000001648
Date	Jan 18, 2022
Instrument	2022-0001648

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3 FOREST CREEK CIR, CHICO, CA 95928-4120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033906
Date	Sep 21, 2017
Instrument	2017-0033906

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	3 FOREST CREEK CIR, CHICO, CA 95928-4120
Document Number	0000014556
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2017
Title Company	BIDWELL TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	S3 FOREST CREEK CIR CHICO CA 95928, CHICO, CA 95928

Mortgage

Document Number	0000014556
Date	Apr 27, 2017
Instrument	14556

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95928

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Forest Creek Cir was $5,796, up 330.9% from the year before.

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$508,742 (+2%) Land $184,013 Building $324,729
2025	$5,796.00 (+330.93%)	$498,767 Land $180,405 Building $318,362
2024	$1,345.00 (+1.36%)		$522,180
2023	$1,327.00 (+1.53%) Homeowner's exemption	$123,194 Land $24,631 Building $98,563
2022	$1,307.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Forest Creek Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	6 (1995–2016)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Dec 2016 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Forest Creek Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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