Flagler County property record for 3 Fleming Ct, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,730 sqft · built 1979 |
| Lot Size | 0.234 acres (10,189 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $545,000 (Nov 2021) |
| Tax Bill | $8,857 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-11-31-7006-00030-0080 |
| Primary APN | 07-11-31-7006-00030-0080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,730 sqft Living Area |
| Gross Area | 2,488 sqft |
| 1st Floor Area | 1,730 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,189 sqft (0.234 acres) |
| Lot Width | 80 ft Width |
| Driveway | Concrete Driveway |
| Driveway Area | 450 sqft |
| Pool Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3 FLEMING CT |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 6 BLK 3 LOT 8 OR 115 PG 380 OR 120 PG 606 OR217 PG 614 OR 470 PG 483 OR 1107/1449 OR 2132/848 OR 2351/1908 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 60107 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 FLEMING CT, PALM COAST, FL 32137-8386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| May 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on Record |
| Deed Sale | Nov 22, 2021 · Amount on Record |
| Prior Sale | May 1, 2019 · Amount on Record |
| Deed Document Number | 202163845 |
| Deed Book / Page | 2629 / 1645 |
| Prior Transfer Date | May 12, 2016 |
| Prior Transfer Doc | 0021320848 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 22, 2021 |
| Property Address | 3 FLEMING CT, PALM COAST, FL 32137-8386 |
| Document Number | 0026291645 |
| Book / Page | 2629 / 1645 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021063845 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | FAULKNER COUNTY ABSTRACT COMPANY, FLAGLER COUNTY ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,815.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 FLEMING CT, 3, PALM COAST, FL 32137-8386 |
| Name | Verified Name |
|---|---|
| Address | 3 FLEMING CT, PALM COAST, FL 32137-8386 |
| Document Number | 0026291646 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2629/1646 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 3 FLEMING CT, PALM COAST, FL 32137-8386 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3 FLEMING CT, PALM COAST, FL 32137-8386 |
| Document Number | 0025020001 |
|---|---|
| Date | Dec 4, 2020 |
| Book Page | 2502/1 |
| Instrument | 2020050557 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 1, 2019 |
| Property Address | 3 FLEMING CT, PALM COAST, FL 32137-8386 |
| Document Number | 0023511908 |
| Book / Page | 2351 / 1908 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 2019015424 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | COAST TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 FLEMING CT, 3, PALM COAST, FL 32137-8386 |
| Name | Verified Name |
|---|---|
| Address | 3278 DOUGLAS LN NW, KENNESAW, GA 30144-2929 |
| Document Number | 2019015425 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019015425 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,857.00 (-1.97%) | $487,334 (+2.8%) Land $183,000 Building $304,334 | $487,334 (+2.8%) Land $183,000 Building $304,334 |
| 2024 | $9,035.00 (+2.88%) | ||
| 2023 | $8,782.00 (-2.51%) | $474,044 (+0.13%) Land $183,000 Building $291,044 | $474,044 (+0.13%) Land $183,000 Building $291,044 |
| 2022 | $9,008.00 | $473,413 Land $183,300 Building $290,113 | $473,413 Land $183,300 Building $290,113 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 98 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 16 (1989–2024) |
| Claims Outside the SFHA | 15 of 16 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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