McLean County property record for 3 Flag Tree Ct, Bloomington, IL 61705
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,211 sqft · built 2022 |
| Lot Size | 0.302 acres (13,151 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $492,500 (Jun 2025) |
| Tax Bill | $8,522 (2024) |
| Deeds & Mortgages | Aug 2022 Construction Loan Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-19-102-019 |
| Primary APN | 21-19-102-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,211 sqft Living Area |
| Gross Area | 4,109 sqft |
| 1st Floor Area | 1,123 sqft |
| Basement Area | 740 sqft |
| Finished Basement | 740 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 13,151 sqft (0.302 acres) |
| Lot Dimensions | 135 ft deep x 45 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 898 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Greenhouse | Greenhouse |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 3 FLAG TREE CT |
|---|---|
| City | BLOOMINGTON |
| State | IL |
| Zip | 61705-6463 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | FOX CREEK COUNTRY CLUB 12TH ADD LT 442 |
| Legal Subdivision | FOX CREEK |
| Legal Lot Number | 442 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | BLOOMINGTON CITY |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 1402 |
Source: McLean County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 FLAG TREE CT, BLOOMINGTON, IL 61705-6463 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 11, 2022 | Deed of Trust, Mortgage · Construction Mortgage MARINE BANK SPRINGFIELD |
| Mar 15, 2023 | Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2025 · Amount on Record |
| Deed Sale | Jun 5, 2025 · Amount on Record |
| Deed Document Number | 20257473 |
| Prior Transfer Date | May 30, 2025 |
| Prior Transfer Doc | 0000007473 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 3 FLAG TREE CT, BLOOMINGTON, IL 61705-6463 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202200014256 |
|---|---|
| Date | Aug 11, 2022 |
| Instrument | 2022-00014256 |
| Name | MARINE BANK SPRINGFIELD |
|---|---|
| Type | Bank |
| Address | SPRINGFIELD, IL 62704 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Mar 15, 2023 |
| Property Address | 3 FLAG TREE CT, BLOOMINGTON, IL 61705-6463 |
| Document Number | 202300003259 |
| Map Reference | DOC 2003-56461 |
| Instrument Date | Mar 3, 2023 |
| Instrument | 2023-00003259 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 FLAG TREE CT, BLOOMINGTON, IL 61705-6463 |
| Investor | Possibly a Property Investor |
| Document Number | 202300003260 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 2023-00003260 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Bloomington City |
| County | McLean County |
| County Subdivision | Bloomington City Township |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $118,801 (+21.07%) Land $24,088 Building $94,713 | $356,403 (+21.07%) Land $72,264 Building $284,139 | |
| 2024 | $8,522.00 (+2.5%) | ||
| 2023 | $8,314.00 (+8,383.67%) | $98,128 (+8,692.83%) Land $19,896 Building $78,232 | $294,384 (+8,692.83%) Land $59,688 Building $234,696 |
| 2022 | $98.00 | $1,116 Land $1,116 | $3,348 Land $3,348 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMINGTON serves 79,000 people · EPA ID IL1130200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 800 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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