Charlotte County property record for 3 Finch Ct, Placida, FL 33946
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,552 sqft · built 2020 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,000 (Nov 2023) |
| Tax Bill | $6,501 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Feb 2024 Sale + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 412131428011 |
| Primary APN | 412131428011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,552 sqft Living Area |
| Gross Area | 2,707 sqft |
| 1st Floor Area | 1,552 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Masonry/Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Garage Type | Attached |
| Garage Area | 556 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 160 sqft |
| Pool Area | 305 sqft |
| Porch | Slab |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00968730485104 |
|---|---|
| Street Address | 3 FINCH CT |
| City | PLACIDA |
| State | FL |
| Zip | 33946-2186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF5 |
| Legal Description | ROTONDA MEADOWS BLK10 LT 11 1427/316 2191/713 PR05-2668-JTD AFF3074/1587 3220/1699 4371/1935 4754/802 3335639 RMD 000 0010 0012 ROTONDA MEADOWS BLK10 LT 12 1367/257 DC3337/1551-HCG DC3337/1550-FG AFF3337/1552 |
| Legal Range | 21E |
| Legal Township | 41S |
| Legal Section | 31 |
| Legal Subdivision | ROTONDA MEADOWS |
| Legal Tract | RMD |
| Legal Block | 10 |
| Legal Lot Number | 11 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 3 |
| Census Block | 3111 |
| Census Tract | 30501 |
Source: Charlotte County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 FINCH CT, PLACIDA, FL 33946-2186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Nov 21, 2025 | Deed of Trust, Mortgage · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Feb 29, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 7, 2023 | Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Apr 26, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY FUNDING GROUP INC |
| Apr 5, 2019 | Trustee's Deed, Construction Loan · Line of Credit LIMA ONE CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2023 · Amount on Record |
| Deed Sale | Nov 7, 2023 · Amount on Record |
| Prior Sale | Apr 26, 2021 · Amount on Record |
| Deed Document Number | 20233335639 |
| Prior Transfer Date | Oct 3, 2007 |
| Prior Transfer Doc | 0032201699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 3 FINCH CT, PLACIDA, FL 33946-2186 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 3 FINCH CT, PLACIDA, FL 33946-2186 |
| Document Number | 0003589580 |
|---|---|
| Date | Nov 21, 2025 |
| Instrument | 3589580 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Feb 29, 2024 |
| Property Address | 3 FINCH CT, PLACIDA, FL 33946-2186 |
| Document Number | 0003375303 |
| Map Reference | MB 10 PG 15 |
| Instrument Date | Feb 22, 2024 |
| Instrument | 3375303 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $217.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 229, PLACIDA, FL 33946-0229 |
| Name | Verified Name |
|---|---|
| Address | 3 FINCH CT, PLACIDA, FL 33946-2186 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 7, 2023 |
| Property Address | 3 FINCH CT, PLACIDA, FL 33946-2186 |
| Document Number | 0003335639 |
| Map Reference | MB 10 PG 15 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 3335639 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7815 110TH AVE E, PARRISH, FL 34219-2771 |
| Name | Verified Name |
|---|---|
| Address | 3 FINCH CT, PLACIDA, FL 33946-2186 |
| Document Number | 0003335640 |
|---|---|
| Date | Nov 7, 2023 |
| Instrument | 3335640 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 26, 2021 |
| Property Address | 3 FINCH CT, PLACIDA, FL 33946-2186 |
| Document Number | 0047540802 |
| Book / Page | 4754 / 802 |
| Map Reference | MB 10 PG 15 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2936177 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 3, 2023 |
| Title Company | INTEGRITY TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,099.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6345 EARTHGOLD DR, WINDERMERE, FL 34786-7337 |
| Name | Verified Name |
|---|---|
| Address | 3 FINCH CT, PLACIDA, FL 33946-2186 |
| Document Number | 0004754804 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 4754/804 |
| Name | FAIRWAY FUNDING GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 5, 2019 |
| Property Address | 3 FINCH CT, PLACIDA, FL 33946-2186 |
| Document Number | 0044232118 |
| Book / Page | 004423 / 002118 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 2698242 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 19, 2019 |
| Title Company | METRO TITLE COMPANY, METRO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8906 CRIMSON TIDE LN ORLANDO FL 328366126, ORLANDO, FL 32836-6126 |
| Document Number | 44232118 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 004423/002118 |
| Instrument | 2698242 |
| Name | LIMA ONE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | GREENVILLE, SC 29601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 4, 2020 |
| Rate Type | Adjustable Rate |
|---|
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,501.00 (+3.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $401,439 (+15.3%) Land $30,600 Building $370,839 | $401,439 (+21.06%) Land $30,600 Building $370,839 |
| 2024 | $6,280.00 (+11.41%) | ||
| 2023 | $5,637.00 (+17.93%) Homeowner's exemption | $348,159 (+35.85%) | $331,610 (+29.4%) Land $18,000 Building $313,610 |
| 2022 | $4,780.00 | $256,273 Land $13,600 Building $242,673 | $256,273 Land $13,600 Building $242,673 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 972 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,071 units insured incl. 99 condo units |
| Nearby Flood Claims | 47 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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