3 Ferry Rd, Old Lyme, CT 06371 Property Records

Lyme Town property record for 3 Ferry Rd, Old Lyme, CT 06371

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,739 sqft · built 1900
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Jun 2026)
Tax Bill	$4,066 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYME M:8 L:52`

Property Details

APN / Parcel Number

Primary APN	`LYME M:8 L:52`
Alternative APN	`161100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,739 sqft Living Area
Gross Area	3,489 sqft
Basement Area	882 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	161100
Street Address	3 FERRY RD
City	OLD LYME
State	CT
Zip	06371-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO40
Legal Lot Number	52
Jurisdiction	LYME CT
Township / Civil Division	OLD LYME
Census Block Group	2
Census Block	2017
Census Tract	650100

Owner

Source: Lyme Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13 ROSICK RD, WALLINGFORD, CT 06492-3369
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage LOAN STORE
Aug 7, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Sep 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	2026145
Deed Book / Page	181 / 197
Transfer Doc	000161-754
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYME CT
Recording Date	Jun 15, 2026
Property Address	3 FERRY RD, OLD LYME, CT 06371-2325
Document Number	0000000145
Book / Page	181 / 197
Instrument Date	May 21, 2026
Instrument	2026145
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 ROSICK RD, WALLINGFORD, CT 06492-3369

Mortgage

Date	Jun 15, 2026

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYME CT
Recording Date	Aug 7, 2020
Property Address	3 FERRY RD, LYME, CT 06371-3012
Document Number	000170-491
Book / Page	170 / 491
Instrument Date	Jul 30, 2020
Transaction Type	Transfer
Record Updated	Jul 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170494
Date	Aug 7, 2020
Instrument	170/494

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYME CT
Recording Date	Sep 6, 2017
Property Address	3 FERRY RD, LYME, CT 06371-3012
Document Number	164-838
Book / Page	000164 / 000838
Instrument	374
Transaction Type	Transfer
Record Updated	Sep 26, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 FERRY RD LYME CT 063712325, LYME, CT 06371-2325

Tax Assessment & Valuation

Source: Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Lyme Town
Unified School District	Regional School District 18 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,066.00	$280,400 (-) Land $110,800 Building $169,600	$509,006 (+159.33%)
2025	$4,066.00	$280,400 (+40.69%) Land $110,800 Building $169,600	$196,280 Land $77,560 Building $118,720
2024	$4,066.00 (+4.63%)
2023	$3,886.00 (-2.26%)	$199,300 (-) Land $79,200 Building $120,100
2022	$3,976.00	$199,300 Land $79,200 Building $120,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 96% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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