3 Farm St, Worcester, MA 01602 Property Records

Worcester County and Worcester City property record for 3 Farm St, Worcester, MA 01602

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,707 sqft · built 1945
Lot Size0.597 acres (26,000 sqft)
Owner2 Individual Names on Record
Last Sale$232,000 (Feb 2005)
Tax Bill$5,311 (2026)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN42-027-0008A

Property Details

APN / Parcel Number

Primary APN42-027-0008A
Alternative APNs
  • WORC M:42 B:027 L:0008A
  • M:42 B:027 L:00008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,707 sqft Living Area
Gross Area3,126 sqft
1st Floor Area1,282 sqft
Basement Area994 sqft
Unfinished Basement994 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1987
Architectural StyleCape Cod
Exterior MaterialCombination
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,000 sqft (0.597 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number42-027-0008A
Street Address3 FARM ST
CityWORCESTER
StateMA
Zip01602-2403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL-7
Legal Block27
Legal Lot Number8A
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1002
Census Tract731001

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 FARM ST, WORCESTER, MA 01602-2403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2005 · Amount on Record
Deed SaleFeb 7, 2005 · Amount on Record
Deed Document Number200519818
Deed Book / Page35658 / 229
Record UpdatedOct 29, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address3 FARM ST, WORCESTER, MA 01602-2403
Document Number59428-236
Instrument DateSep 14, 2018
Transaction TypeMortgage
Record UpdatedOct 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 FARM ST WORCESTER MA 016022403, WORCESTER, MA 01602-2403

Mortgage

Document Number59428-236
DateSep 20, 2018
Book Page059428/000236
Instrument99333
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 19, 2048

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,311.00 (+2.67%)$399,900 (+1.96%) Land $107,400 Building $292,500$455,841 (-1.39%)
2025$5,173.00 (+6.44%)$392,200 (+15.73%) Land $99,700 Building $292,500$462,270 (+20.36%)
2024$384,085
2023$4,860.00$338,900 Land $86,800 Building $252,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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