Essex County and Middleton Town property record for 3 Farley Dr, Middleton, MA 01949
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.935 acres (40,746 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,400,000 (Aug 2025) |
| Tax Bill | $28,171 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Aug 2023 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MIDD M:0014 B:0000 L:2040 |
| Primary APN | MIDD M:0014 B:0000 L:2040 |
|---|---|
| Alternative APN |
|
| Lot Area | 40,746 sqft (0.935 acres) |
|---|
| Street Address | 3 FARLEY DR |
|---|---|
| City | MIDDLETON |
| State | MA |
| Zip | 01949-1831 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R1B |
| Legal Lot Number | 2040 |
| Jurisdiction | MIDDLETON MA |
| Township / Civil Division | MIDDLETON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 212101 |
3 Farley Dr, residential vacant land, is owned and occupied by two individuals who bought it in August 2025.
Source: Essex County and Middleton Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 FARLEY DR, MIDDLETON, MA 01949-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Line of Credit SERVICE 1 FEDERAL CREDIT UNION |
| Aug 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK |
| Aug 8, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage LEADER BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2025 · Amount on File |
| Deed Sale | Aug 8, 2025 · Amount on File |
| Deed Document Number | 20251680 |
| Deed Book / Page | 42878 / 12 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | Apr 30, 2026 |
| Property Address | 3 FARLEY DR, MIDDLETON, MA 01949-1831 |
| Document Number | 043356-289 |
| Book / Page | 43356 / 289 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202680 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3 FARLEY DR, MIDDLETON, MA 01949-1831 |
| Document Number | 0000000080, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 43356/289 |
| Instrument | 202680 |
| Name | SERVICE 1 FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Property Address | 3 FARLEY DR, MIDDLETON, MA 01949-1831 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041742-593 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 41742/593 |
| Instrument | 20230831005400 |
| Name | NORTH SHORE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MIDDLETON MA |
| Recording Date | Aug 8, 2025 |
| Property Address | 3 FARLEY DR, MIDDLETON, MA 01949-1831 |
| Document Number | 0042878-12 |
| Book / Page | 42878 / 12 |
| Instrument Date | Aug 8, 2025 |
| Instrument | 20250808001680 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 FARLEY DR, MIDDLETON, MA 01949-1831 |
| Document Number | 20250808001690 |
|---|---|
| Date | Aug 8, 2025 |
| Instrument | 20250808001690 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Type Change Date | Sep 1, 2030 |
| Index | 1-Year CMT |
The 2026 property tax bill for 3 Farley Dr was $28,171, up 27% from the year before.
Source: Essex County and Middleton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Middleton Town |
| Secondary School District | Masconomet School District (07 - 12) |
| Elementary School District | Middleton School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,171.00 (+270.04%) | $2,237,600 (+249.46%) Land $641,500 Building $1,596,100 | $2,044,044 |
| 2025 | $7,613.00 (+0.58%) | $640,300 (-0.26%) Land $640,300 | |
| 2024 | $7,569.00 (-5.75%) | $642,000 (+2.88%) Land $642,000 | |
| 2023 | $8,031.00 | $624,000 Land $624,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3 Farley Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Farley Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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