3 Fair St, Carmel, NY 10512 Property Records

Putnam County and Carmel Town property record for 3 Fair St, Carmel, NY 10512

Property Summary

Property Type	Townhouse
Details	4,780 sqft · built 1968
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$10,550 (Aug 2022)
Tax Bill	$17,184 (2024)
Deeds & Mortgages	Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`372000 44.14-1-43`

Property Details

APN / Parcel Number

Primary APN	`372000 44.14-1-43`
Alternative APNs	`200004401400010430000000` `299200`

Interior

Stories	2 Stories
Building Area	4,780 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	250 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	299200
Street Address	3 FAIR ST
City	CARMEL
State	NY
Zip	10512-1301
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	C
Legal Block	1
Legal Lot Number	43.00
Jurisdiction	PUTNAM NY
Township / Civil Division	CARMEL
Census Block Group	1
Census Block	1016
Census Tract	11501

Owner

Source: Putnam County and Carmel Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 540, MAHOPAC, NY 10541-0540
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2022 · Amount on Record
Deed Sale	Aug 11, 2022 · Amount on Record
Prior Sale	Aug 10, 2022 · Amount on Record
Deed Document Number	20227249
Deed Book / Page	2283 / 343
Record Updated	Oct 29, 2026

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Aug 10, 2022
Property Address	3 FAIR ST, CARMEL, NY 10512-1301
Document Number	0022830343
Book / Page	2283 / 343
Map Reference	MAP 9
Instrument Date	Apr 5, 2022
Instrument	7249-2022
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 KENNICUT HILL RD, 425, MAHOPAC, NY 10541-4229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 GLENEIDA AVE # 3, 3, CARMEL, NY 10512-1705

Tax Assessment & Valuation

Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Carmel Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$521,600 (-) Land $176,000 Building $345,600	$521,600 (-) Land $176,000 Building $345,600
2024	$17,184.00 (+133.26%)
2023		$521,600 (-) Land $160,000 Building $361,600	$521,600 (-) Land $160,000 Building $361,600
2022		$521,600 Land $138,000 Building $383,600	$521,600 Land $138,000 Building $383,600
2020	$7,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WD 2 serves 5,000 people · EPA ID NY3903641
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	7 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20