Essex County and Andover Town property record for 3 Exeter Way, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,051 sqft · built 1972 |
| Lot Size | 0.504 acres (21,959 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,080,000 (May 2026) |
| Tax Bill | $10,485 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00133 B:00041 L:00000 |
| Primary APN | ANDO M:00133 B:00041 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,051 sqft Living Area |
| Gross Area | 4,070 sqft |
| Basement Area | 1,164 sqft |
| Unfinished Basement | 1,164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,959 sqft (0.504 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 3 EXETER WAY |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-3305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | ANDOVER |
| Legal Block | 41 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 254401 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 EXETER WAY, ANDOVER, MA 01810-3305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 5, 2021 | Deed of Trust, Mortgage · Balloon Mortgage HARVARD UNIVERSITY CREDIT UNION |
| Feb 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LUXURY MORTGAGE CORP |
| May 27, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING |
| Nov 30, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jun 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MERRIMACK VALLEY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Jun 29, 2009 · Amount on Record |
| Deed Document Number | 20268354 |
| Deed Book / Page | 18590 / 228 |
| Prior Transfer Date | May 19, 2026 |
| Prior Transfer Doc | 018590-228 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 EXETER WAY, ANDOVER, MA 01810-3305 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0016915-81 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 16915/81 |
| Instrument | 15081 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 EXETER WAY, ANDOVER, MA 01810-3305 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2026 |
| Name | Verified Name |
|---|
| Document Number | 016749-178 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 16749/178 |
| Instrument | 3846 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | May 27, 2026 |
| Property Address | 3 EXETER WAY, ANDOVER, MA 01810-3305 |
| Document Number | 018590-228 |
| Book / Page | 18590 / 228 |
| Instrument Date | May 19, 2026 |
| Instrument | 20268354 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 EXETER WAY, ANDOVER, MA 01810-3305 |
| Date | May 27, 2026 |
|---|
| Name | PROVIDENT FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Nov 30, 2022 |
| Property Address | 3 EXETER WAY, ANDOVER, MA 01810-3305 |
| Document Number | 017633-182 |
| Book / Page | 17633 / 182 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 27431 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 EXETER WAY, ANDOVER, MA 01810-3305 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 EXETER WAY, ANDOVER, MA 01810-3305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16343-283 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 16343/283 |
| Instrument | 13837 |
| Name | MERRIMACK VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,485.00 (+0.7%) | $839,500 (+3.85%) Land $519,100 Building $320,400 | $810,730 |
| 2024 | $10,412.00 (+4.69%) | $808,400 (+11.03%) Land $499,800 Building $308,600 | |
| 2023 | $9,946.00 | $728,100 Land $450,200 Building $277,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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