Essex County and Gloucester City property record for 3 Exchange St, Gloucester, MA 01930 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,045 sqft Living Area |
| Lot Size | 3,100 sqft (0.071 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $540,000 (2022) |
| Tax Bill | $5,086.00 (2025) |
| Primary APN | GLOU M:0023 B:0002 L:0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,045 sqft Living Area |
| Gross Area | 3,595 sqft Gross Area |
| 1st Floor | 999 sqft 1st Floor |
| Attic Area | 775 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 975 sqft Basement |
| Unfinished Basement | 975 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 3,100 sqft (0.071 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 3 EXCHANGE ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3419 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Jurisdiction | GLOUCESTER MA |
| Minor Civil Division | GLOUCESTER |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 221700 |
Source: Essex County and Gloucester City records · APN GLOU M:0023 B:0002 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 EXCHANGE ST, GLOUCESTER, MA 01930-3419 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance ALIGN CREDIT UNION |
| Jun 24, 2024 | Deed of Trust, Mortgage · Stand Alone Refinance CAPE ANN SAVINGS BANK |
| Nov 14, 2022 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage CAPE ANN SAVINGS BANK |
| Jul 31, 2017 | Deed of Trust, Mortgage LEADER BANK NA |
| Nov 01, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage ALIGN CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on Record |
| Deed Sale | Nov 14, 2022 · Amount on Record |
| Prior Sale | Nov 01, 2019 · Amount on Record |
| Deed Book / Page | 41300 / 246 |
| Transfer Doc | 3185000324 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 EXCHANGE ST, GLOUCESTER, MA 01930-3419 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040518-127 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 40518/127 |
| Instrument | 20211124002280 |
| Name | ALIGN CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 EXCHANGE ST, GLOUCESTER, MA 01930-3419 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 042183-219 |
|---|---|
| Date | Jun 24, 2024 |
| Book Page | 42183/219 |
| Instrument | 20240624002610 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2049 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Nov 14, 2022 |
| Property Address | 3 EXCHANGE ST, GLOUCESTER, MA 01930-3419 |
| Document Number | 041300-246 |
| Book / Page | 41300 / 246 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 20221114003070 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3 EXCHANGE ST, GLOUCESTER, MA 01930-3419 |
| Document Number | 221114003080 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 221114003080 |
| Name | CAPE ANN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.38% |
| Type Change Date | Dec 01, 2029 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 3 EXCHANGE ST, GLOUCESTER, MA 01930-3419 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36060-181 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 36060/181 |
| Instrument | 159 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Nov 01, 2019 |
| Property Address | 3 EXCHANGE ST, GLOUCESTER, MA 01930-3419 |
| Document Number | 37991-543 |
| Book / Page | 037991 / 000543 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 1101002540 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,687.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 EXCHANGE ST GLOUCESTER MA 019303419, GLOUCESTER, MA 01930-3419 |
| Document Number | 37991-546 |
|---|---|
| Date | Nov 01, 2019 |
| Book Page | 037991/000546 |
| Instrument | 1101002550 |
| Name | ALIGN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2049 |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,086.00 (+1.05%) | $523,200 (+1.14%) Land $124,000 Building $399,200 | |
| 2024 | $5,033.00 (-0.59%) | $517,300 (+8.2%) Land $118,100 Building $399,200 | $654,360 |
| 2023 | $5,063.00 | $478,100 Land $105,500 Building $372,600 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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