3 Evergreen Ln, Palmyra, VA 22963 Property Records

Fluvanna County property record for 3 Evergreen Ln, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,504 sqft · built 1983
Lot Size0.377 acres (16,422 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Jun 2023)
Tax Bill$1,778 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Feb 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18A 5 70

Property Details

APN / Parcel Number

Primary APN18A 5 70
Alternative APN
  • 8816

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,504 sqft Living Area
Gross Area3,516 sqft
1st Floor Area1,504 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1996
Exterior MaterialWood Siding
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,422 sqft (0.377 acres)
TerrainRolling
Garage Area288 sqft
Parking Spaces1 Parking Space
Deck Area40 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8816
Street Address3 EVERGREEN LN
CityPALMYRA
StateVA
Zip22963-3047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionINST 230001542 TUFTON-5 LOT 70 16,413 SF
Legal SubdivisionTUFTON
Legal Block7
Legal Lot Number70
JurisdictionFLUVANNA VA
Township / Civil DivisionRIVANNA
Census Block Group2
Census Block2006
Census Tract20104

Owner

3 Evergreen Ln is owned and occupied by an individual who bought it in June 2023.

Source: Fluvanna County records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address3 EVERGREEN LN, PALMYRA, VA 22963-3047
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2023Deed, Transfer · VA Mortgage
ROCKET MORTGAGE LLC
Feb 12, 2021Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2023 · Amount on File
Deed SaleJun 8, 2023 · Amount on File
Prior SaleFeb 12, 2021 · Amount on File
Deed Document Number20231542
Record UpdatedOct 29, 2026

June 2023: Deed, Transfer

Document TypeDeed
JurisdictionFLUVANNA VA
Recording DateJun 8, 2023
Property Address3 EVERGREEN LN, PALMYRA, VA 22963-3047
Document Number0230001542
Map ReferenceDB 79 PG 90
Instrument DateJun 6, 2023
Instrument230001542
Transaction TypeTransfer
Record UpdatedJul 18, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 EVERGREEN LN, PALMYRA, VA 22963-3047

Mortgage

Document Number0230001543
DateJun 8, 2023
Instrument230001543
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2053

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionFLUVANNA VA
Recording DateFeb 12, 2021
Property Address3 EVERGREEN LN, PALMYRA, VA 22963-3047
Document Number0210000721
Map ReferenceDB 79 PG 90
Instrument DateJan 19, 2021
Instrument210000721
Transaction TypeTransfer
Record UpdatedJul 18, 2023
Title CompanyINVESTORS TITLE INSURANCE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$229.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 EVERGREEN LN, PALMYRA, VA 22963-3047

Mortgage

Document Number0210000722
DateFeb 12, 2021
Instrument210000722
Lender
NameATLANTIC BAY MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Evergreen Ln was $1,778.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$235,600 (-) Land $30,000 Building $205,600$235,600 (-) Land $30,000 Building $205,600
2025$1,778.00$235,600 Land $30,000 Building $205,600$235,600 Land $30,000 Building $205,600
2023$192,800 Land $30,000 Building $162,800$192,800 Land $30,000 Building $162,800
2022$1,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Evergreen Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Evergreen Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Firefly Fiber Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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