Monroe County property record for 3 Evergreen Ave, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,924 sqft · built 1999 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $980,000 (Aug 2021) |
| Tax Bill | $11,663 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 00140620-000000 |
| Primary APN | 00140620-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,924 sqft Living Area |
| 1st Floor Area | 1,658 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 1,206 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 463 sqft |
| Deck Area | 12 sqft |
| Patio Area | 12 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1174769 |
|---|---|
| Street Address | 3 EVERGREEN AVE |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 4 LT 34 KEY HAVEN TENTH ADDITION PB5-114 RACCOON KEY OR986-2456 OR1332-1739 OR1611-2297 OR1611-2298 OR2811-1198/1200 OR2871-455/56 OR3117-1458 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 26 |
| Legal Subdivision | KEY HAVEN 10TH ADD |
| Legal Block | 4 |
| Legal Lot Number | 34 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 971800 |
Source: Monroe County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 EVERGREEN AVE, KEY WEST, FL 33040-6244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF THE FLORIDA KEYS |
| Aug 4, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2021 · Amount on Record |
| Deed Sale | Aug 4, 2021 · Amount on Record |
| Prior Sale | Dec 30, 1999 · Amount on Record |
| Deed Document Number | 20212333573 |
| Deed Book / Page | 3117 / 1458 |
| Prior Transfer Date | Aug 29, 2017 |
| Prior Transfer Doc | 0028710455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 3 EVERGREEN AVE, KEY WEST, FL 33040-6244 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 13885 IVYWOOD ST NW, ANDOVER, MN 55304-3653 |
| Document Number | 0031300526 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 3130/526 |
| Instrument | 2342927 |
| Name | FIRST STATE BANK OF THE FLORIDA KEYS |
|---|---|
| Type | Bank |
| Address | KEY WEST, FL 33040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 4, 2021 |
| Property Address | 3 EVERGREEN AVE, KEY WEST, FL 33040-6244 |
| Document Number | 0031171458 |
| Book / Page | 3117 / 1458 |
| Map Reference | MB 5-114 OR 986-2456 |
| Instrument Date | Aug 4, 2021 |
| Instrument | 2333573 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,860.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12610 EQUESTRIAN CIR APT 1602, 12610, FORT MYERS, FL 33907-7565 |
| Name | Verified Name |
|---|---|
| Address | 13885 IVYWOOD ST NW, ANDOVER, MN 55304-3653 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,663.00 (+9.15%) | $1,282,832 (+14.1%) Land $926,640 Building $356,192 | $1,282,832 (+14.1%) Land $926,640 Building $356,192 |
| 2024 | $10,685.00 (+14.9%) | ||
| 2023 | $9,299.00 (+12.95%) Homeowner's exemption | $1,124,284 (+22.51%) Land $793,800 Building $330,484 | $1,124,284 (+22.51%) Land $793,800 Building $330,484 |
| 2022 | $8,233.00 | $917,699 Land $583,200 Building $334,499 | $917,699 Land $583,200 Building $334,499 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 363 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 388 units insured incl. 25 condo units |
| Nearby Flood Claims | 402 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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