3 Esplanade Dr, Manchester, NJ 08759 Property Records

Ocean County and Manchester Township property record for 3 Esplanade Dr, Manchester, NJ 08759

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,861 sqft · built 1998
Lot Size0.13 acres (5,661 sqft)
OwnerIndividual Name on Record
Last Sale$305,000 (Nov 2019)
Tax Bill$6,120 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Dec 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19-00061-13-00137

Property Details

APN / Parcel Number

Primary APN19-00061-13-00137
Alternative APN
  • 1900061001300137

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,861 sqft Living Area
1st Floor Area1,861 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsbestos
Lot Area5,661 sqft (0.13 acres)
Lot Dimensions111 ft deep x 51 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3 ESPLANADE DR
CityMANCHESTER
StateNJ
Zip08759-6058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRC
Legal Description51X111IRR
Legal SubdivisionMAJOR RENAISSANCE PLANNED RET
Legal Block61.13
Legal Lot Number137
JurisdictionOCEAN NJ
Township / Civil DivisionMANCHESTER
Census Block Group2
Census Block2007
Census Tract720206

Owner

Source: Ocean County and Manchester Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3 ESPLANADE DR, MANCHESTER, NJ 08759-6058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2026Deed of Trust, Mortgage · Line of Credit
COLUMBIA BANK
Dec 8, 2021Deed of Trust, Mortgage · Closed-End Mortgage
FREEHOLD BANK
Apr 26, 2021Deed of Trust, Mortgage · Closed-End Mortgage
FREEHOLD BANK
Nov 18, 2019Deed, Transfer · Conventional Mortgage
ADVOCATE MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2019 · Amount on Record
Deed SaleNov 18, 2019 · Amount on Record
Prior SaleJan 6, 2004
Deed Document Number2019117068
Deed Book / Page17685 / 635
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address3 ESPLANADE DR, MANCHESTER, NJ 08759-6058
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202441667
DateJan 2, 2026
Book Page20244/1667
Instrument2026000091
Lender
NameCOLUMBIA BANK
TypeBank
AddressFAIR LAWN, NJ 07410
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address3 ESPLANADE DR, MANCHESTER, NJ 08759-6058
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ESPLANADE DR, MANCHESTER, NJ 08759-6058

Mortgage

Document Number0188121542
DateDec 8, 2021
Book Page18812/1542
Instrument2021174348
Lender
NameFREEHOLD BANK
TypeBank
AddressFREEHOLD, NJ 07728
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address3 ESPLANADE DR, MANCHESTER, NJ 08759-6058
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ESPLANADE DR, MANCHESTER, NJ 08759-6058

Mortgage

Document Number0184390815
DateApr 26, 2021
Book Page18439/815
Instrument2021062689
Lender
NameFREEHOLD BANK
TypeBank
AddressFREEHOLD, NJ 07728
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Interest
Change FrequencyMonthly

November 2019: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateNov 18, 2019
Property Address3 ESPLANADE DR, MANCHESTER, NJ 08759-6058
Document Number0176850635
Book / Page17685 / 0635
Map ReferenceMAP I-2777
Instrument DateOct 29, 2019
Instrument2019117068
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyMAIN STREET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,754.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address38 2ND ST, 38, RARITAN, NJ 08869-1812

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 ESPLANADE DR, MANCHESTER, NJ 08759-6058

Mortgage

Document Number2019117069
DateNov 18, 2019
Instrument2019117069
Lender
NameADVOCATE MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Ocean County and Manchester Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionManchester Township
Unified School DistrictManchester Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$420,600 (-) Land $138,300 Building $282,300$420,600 (-) Land $138,300 Building $282,300
2025$6,120.00 (-16.45%)$420,600 (+40.95%) Land $138,300 Building $282,300$420,600 (+40.95%) Land $138,300 Building $282,300
2024$7,325.00 (+10.83%)
2023$298,400 Land $105,600 Building $192,800$298,400 Land $105,600 Building $192,800
2022$6,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 56% of New Jersey
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANCHESTER TWP WATER UTILITY - EASTERN
serves 23,980 people · EPA ID NJ1518005
Water SourceGroundwater
Last State InspectionJan 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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