3 Ernest St, Webster, MA 01570 Property Records

Worcester County and Webster Town property record for 3 Ernest St, Webster, MA 01570

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,303 sqft · built 1965
Lot Size	0.6 acres (26,122 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Mar 2024)
Tax Bill	$6,333 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:0039A B:5`

Property Details

APN / Parcel Number

Primary APN	`M:0039A B:5`
Alternative APNs	`WEBS M:39 B:A P:5` `3967`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,303 sqft Living Area
Gross Area	4,329 sqft
Basement Area	1,398 sqft
Unfinished Basement	822 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,122 sqft (0.6 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3967
Street Address	3 ERNEST ST
City	WEBSTER
State	MA
Zip	01570-3654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LAKE 5
Legal Block	A
Jurisdiction	WEBSTER MA
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2023
Census Tract	754100

Owner

Source: Worcester County and Webster Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	130 LINDSEY ST, ATTLEBORO, MA 02703-1114
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Mar 21, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Apr 28, 2022	Quit Claim Deed, Transfer
Jul 27, 2018	Deed of Trust, Mortgage · ARM UNIBANK FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	202420287
Deed Book / Page	70308 / 298
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	3 ERNEST ST, WEBSTER, MA 01570-3654
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073350-41
Date	Mar 24, 2026
Book Page	73350/41
Instrument	21990

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2051

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER MA
Recording Date	Mar 21, 2024
Property Address	3 ERNEST ST, WEBSTER, MA 01570-3654
Document Number	070308-298
Book / Page	70308 / 298
Instrument Date	Mar 21, 2024
Instrument	20287
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	130 LINDSEY ST, ATTLEBORO, MA 02703-1114

Mortgage

Document Number	0000020288
Date	Mar 21, 2024
Instrument	20288

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER MA
Recording Date	Apr 28, 2022
Property Address	3 ERNEST ST, WEBSTER, MA 01570-3654
Document Number	067510-119
Book / Page	67510 / 119
Instrument Date	Apr 28, 2022
Instrument	46763
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 ERNEST ST, WEBSTER, MA 01570-3654

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER MA
Property Address	3 ERNEST ST, WEBSTER, MA 01570-3654
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59168-354
Date	Jul 27, 2018
Book Page	59168/354
Instrument	77596

Lender

Name	UNIBANK FOR SAVINGS
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Worcester County and Webster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Webster Town
Unified School District	Webster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,333.00 (+3.31%)	$533,100 (+5.92%) Land $111,700 Building $421,400	$641,440 (+14.97%)
2024	$6,130.00 (+11.23%)	$503,300 (+14.15%) Land $97,700 Building $405,600	$557,935
2023	$5,511.00	$440,900 Land $93,000 Building $347,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER WATER DEPARTMENT serves 17,776 people · EPA ID MA2316000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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