3 Enclave Ct, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 3 Enclave Ct, Annapolis, MD 21403

Property Summary

Property Type	Townhouse
Details	3 ba · 2,485 sqft · built 2017
Lot Size	0.045 acres (1,968 sqft)
Owner	2 Individual Names on File
Last Sale	$516,920 (Aug 2017)
Tax Bill	$7,536 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-200-90244496`

Property Details

APN / Parcel Number

Primary APN	`06-200-90244496`
Alternative APN	`20090244496`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,485 sqft Living Area
Gross Area	2,865 sqft
1st Floor Area	580 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,968 sqft (0.045 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	20090244496
Street Address	3 ENCLAVE CT
City	ANNAPOLIS
State	MD
Zip	21403-4676
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 20 THE ENCLAVE ON SPA
Legal Subdivision	THE ENCLAVE ON SPA
Legal Block	2
Legal Lot Number	20
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2006
Census Tract	706403

Owner

3 Enclave Ct, a townhouse, is owned and occupied by two individuals who bought it in August 2017.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY FIRST HOME MORTGAGE CO
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 3, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MTG
Apr 12, 2017	Grant Deed, Mortgage · Line of Credit WILMINGTON TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2017 · Amount on File
Deed Sale	Aug 2, 2017 · Amount on File
Prior Sale	Nov 23, 2016 · Amount on File
Deed Document Number	201731212-051
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0348570144
Date	Jul 7, 2020
Book Page	34857/144

Lender

Name	FIDELITY FIRST HOME MORTGAGE CO
Type	Mortgage Company
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2030

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	3 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0362180284
Date	Feb 24, 2021
Book Page	36218/284

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 1, 2031

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 3, 2017
Property Address	3 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Document Number	0312120051
Book / Page	031212 / 000051
Instrument Date	Jul 14, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 10, 2019
Title Company	FOUNDERS TITLE COMPANY, FOUNDERS TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.92
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 ENCLAVE CT ANNAPOLIS MD 21403, ANNAPOLIS, MD 21403

Mortgage

Document Number	312120057
Date	Aug 3, 2017
Book Page	031212/000057

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company
Address	BOYNTON BEACH, FL 33426

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2047

April 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 12, 2017
Property Address	3 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Document Number	0308190225
Book / Page	030819 / 000225
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	308190225
Date	Apr 12, 2017
Book Page	030819/000225

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 11, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Enclave Ct was $7,536 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$579,600 Land $180,000 Building $399,600	$579,600 Land $180,000 Building $399,600
2025	$7,536.00
2023	$6,902.00 Homeowner's exemption	$485,000 Land $180,000 Building $305,000	$485,000 Land $180,000 Building $305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Enclave Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Enclave Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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