3 Emsley Ter, Methuen, MA 01844 Property Records

Essex County and Methuen City property record for 3 Emsley Ter, Methuen, MA 01844

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,512 sqft · built 1969
Lot Size	0.238 acres (10,350 sqft)
Owner	2 Individual Names on File
Last Sale	$531,000 (Dec 2021)
Tax Bill	$5,798 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`METH M:00614 B:00150 L:00056P`

Property Details

APN / Parcel Number

Primary APN	`METH M:00614 B:00150 L:00056P`
Alternative APN	`2384`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	3,500 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,350 sqft (0.238 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2384
Street Address	3 EMSLEY TER
City	METHUEN
State	MA
Zip	01844-3568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Block	150
Legal Lot Number	56P
Jurisdiction	METHUEN MA
Township / Civil Division	METHUEN TOWN
Census Block Group	1
Census Block	1013
Census Tract	252300

Owner

3 Emsley Ter is owned and occupied by two individuals who bought it in December 2021.

Source: Essex County and Methuen City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 EMSLEY TER, METHUEN, MA 01844-3568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Sep 30, 2019	Quit Claim Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Sep 30, 2019 · Amount on File
Deed Document Number	202140758
Deed Book / Page	17273 / 185
Record Updated	Oct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Dec 15, 2021
Property Address	3 EMSLEY TER, METHUEN, MA 01844-3568
Document Number	017273-185
Book / Page	17273 / 185
Instrument Date	Dec 15, 2021
Instrument	40758
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 EMSLEY TER, METHUEN, MA 01844-3568

Mortgage

Document Number	0000040759
Date	Dec 15, 2021
Instrument	40759

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	METHUEN MA
Recording Date	Sep 30, 2019
Property Address	3 EMSLEY TER, METHUEN, MA 01844-3568
Document Number	16019-96
Book / Page	16019 / 96
Instrument Date	Sep 30, 2019
Instrument	23975
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 EMSLEY TER, METHUEN, MA 01844-3568

Mortgage

Document Number	23976
Date	Sep 30, 2019
Instrument	23976

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3 Emsley Ter was $5,798, up 7.2% from the year before.

Source: Essex County and Methuen City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Methuen City
Unified School District	Methuen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,798.00 (+7.23%)	$557,500 (+9.08%) Land $216,700 Building $340,800	$577,254 (-0.6%)
2025	$5,407.00 (+0.78%)	$511,100 (+3.46%) Land $208,200 Building $302,900	$580,735
2024	$5,365.00 (+7.13%)	$494,000 (+15.42%) Land $189,900 Building $304,100
2023	$5,008.00	$428,000 Land $168,800 Building $259,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Emsley Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3 Emsley Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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