3 Emily Beth Dr, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 3 Emily Beth Dr, Lavale, MD 21502

Property Summary

Property TypeResidential Vacant Land
Lot Size8 acres (348,480 sqft)
Owner2 Individual Names on File
Last Sale$74,500 (Oct 2024)
Tax Bill$661 (2025)
Deeds & MortgagesDec 2025 Construction Loan
Flood ZoneZone X (minimal risk)
APN29-045526

Property Details

APN / Parcel Number

Primary APN29-045526
Alternative APN
  • 045526

Exterior

Lot Area348,480 sqft (8 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number045526
Street Address3 EMILY BETH DR
CityCUMBERLAND
StateMD
Zip21502-7137
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description8A 3 EMILY BETH DR LOT 3 CREEGAN S/D
Legal SubdivisionCREEGAN S/D
Legal Lot Number3
JurisdictionALLEGANY MD
Township / Civil Division29, LA VALE
Census Block Group1
Census Block1002
Census Tract1402

Owner

Source: Allegany County records · APN 29-045526

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13512 POPPY ST, CUMBERLAND, MD 21502-5318
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 07, 2024 · Amount on Record
Deed SaleOct 07, 2024 · Amount on Record
Prior SaleMay 18, 2005 · Amount on Record
Deed Book / Page3001 / 475
Record UpdatedSep 20, 2026

December 2025: Deed, Construction Loan

Document TypeDeed
JurisdictionALLEGANY MD
Recording DateDec 04, 2025
Property Address3 EMILY BETH DR, LAVALE, MD 21502-7137
Document Number003116-0398
Book / Page3116 / 398
Map ReferenceMB 1573
Instrument DateNov 03, 2025
Transaction TypeConstruction Loan
Record UpdatedDec 31, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13512 POPPY ST, CUMBERLAND, MD 21502-5318

Mortgage

Document Number0003116403
DateDec 04, 2025
Instrument3116/403
Lender
NameCHESSIE FCU
TypeCredit Union
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term370 Months
DueOct 01, 2056

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$56,633 (+5.53%)$59,600 (-) Land $59,600
2025$661.00 (+19.96%)$53,667 (+5.85%)$59,600 (+17.55%) Land $59,600
2023$551.00$50,700 Land $50,700$50,700 Land $50,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 12, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims40 (1979–2025)
Claims Outside the SFHA10 of 40
Most Recent ClaimMay 2025 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 4 claims
  • Severe Storms And Flooding, Jan 1996 · 18 claims

Wildfire

Wildfire RiskLow
lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cogeco Cable Holdings II
Cable
1,000 / 50
Starlink
Satellite
280 / 30
Skypacket Networks
Fixed Wireless
100 / 20

Based on FCC filings for 171 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Emily Beth Dr

Nearby Streets

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