3 Emery St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 3 Emery St, Chicopee, MA 01013

Property Summary

Property Type	Apartments (5+ Units)
Details	13 bd · 6 ba · 4,935 sqft · built 1912
Lot Size	0.462 acres (20,125 sqft)
Owner	Company Name on Record
Last Sale	$315,000 (Mar 2020)
Tax Bill	$6,855 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`627-00011`

Property Details

APN / Parcel Number

Primary APN	`627-00011`
Alternative APN	`CHIC M:0627 P:00011`

Interior

Bedrooms	13 Beds
Full Baths	6 Baths
Total Rooms	26 Rooms
Units	6 Units
Stories	3 Stories
Building Area	4,935 sqft Living Area
Gross Area	7,647 sqft
1st Floor Area	1,893 sqft
Basement Area	1,893 sqft
Unfinished Basement	1,893 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	20,125 sqft (0.462 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	627-00011
Street Address	3 EMERY ST
City	CHICOPEE
State	MA
Zip	01013-4001
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	6
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4004
Census Tract	811301

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	768 EAST ST, LUDLOW, MA 01056-3044
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage MONSON SAVINGS BANK
Mar 27, 2020	Quit Claim Deed, Transfer · Commercial Mortgage MONSON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Jun 18, 2001 · Amount on Record
Deed Document Number	202016240
Deed Book / Page	23145 / 453
Prior Transfer Date	Mar 26, 2020
Prior Transfer Doc	23145-453
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	3 EMERY ST, CHICOPEE, MA 01013-4001
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024523-530
Date	Apr 29, 2022
Book Page	24523/530
Instrument	26150

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Mar 27, 2020
Property Address	3 EMERY ST, CHICOPEE, MA 01013-4001
Document Number	23145-453
Book / Page	23145 / 453
Instrument Date	Mar 26, 2020
Instrument	16240
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	768 EAST ST, LUDLOW, MA 01056-3044

Mortgage

Document Number	16241
Date	Mar 27, 2020
Instrument	16241

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,855.00 (+13.1%)	$449,800 (+12.51%) Land $99,000 Building $350,800
2025	$6,061.00 (+13.84%)	$399,800 (+10.84%) Land $87,300 Building $312,500
2024	$5,324.00 (+7.17%)	$360,700 (+1%) Land $85,700 Building $275,000
2023	$4,968.00	$327,900 Land $77,900 Building $250,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Xfinity.

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