3 Emerson Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 3 Emerson Ct, O Fallon, MO 63366 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,346 sqft · built 2002
Lot Size0.25 acres (10,890 sqft)
OwnerCompany Name on File
Last Sale$435,000 (Apr 2022)
Tax Bill$5,198 (2025)
Deeds & MortgagesDec 2022 Mortgage
Apr 2022 Sale
Flood ZoneZone X (minimal risk)
APNT010300217

Property Details

APN / Parcel Number

Primary APNT010300217
Alternative APN
  • 2-0050-8516-00-0219.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,346 sqft Living Area
1st Floor Area1,791 sqft
Basement Area1,515 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 2002
Architectural StyleOther
Exterior MaterialBrick/Stone
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area60 sqft
Patio Area102 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT010300217
Old Parcel NumberT010300217
Street Address3 EMERSON CT
CityO FALLON
StateMO
Zip63366-7444
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVLGS AT WALDEN POND #1 LOT 219
Legal SubdivisionVLGS AT WALDEN POND #1
Legal Lot Number219
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group4
Census Block4014
Census Tract311802

Owner

Source: St. Charles County records · APN T010300217

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2022Deed of Trust, Mortgage · Commercial Mortgage
MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Apr 04, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 04, 2022 · Amount on Record
Deed SaleApr 04, 2022 · Amount on Record
Prior SaleMar 06, 2019
Deed Document Number0202219108
Deed Book / Page2022 / 19108
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3 EMERSON CT, O FALLON, MO 63366-7444
Transaction TypeMortgage
Record UpdatedJan 17, 2024
Title CompanyOS NATIONAL LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000064194
DateDec 05, 2022
Instrument2022R-064194
Lender
NameMORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
TypeMortgage Company
Address10356
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 04, 2022
Property Address3 EMERSON CT, O FALLON, MO 63366-7444
Document Number0000019108
Map ReferenceMB 37 PG 58
Instrument DateMar 30, 2022
Instrument2022R-019108
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,198.00$81,111 (+7.58%)$426,898 (+7.58%) Land $80,000 Building $346,898
2023$75,395
2022$396,815 Land $55,000 Building $341,815

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833118024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 34% of the US · above 23% of Missouri
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Gateway Fiber HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Wisper ISP, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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