3 Emerald Trl, Monroe, NY 10950 Property Records

Orange County and Blooming Grove Town property record for 3 Emerald Trl, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,706 sqft · built 1970
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on Record
Last Sale	$122,500 (Dec 2018)
Tax Bill	$8,115 (2024)
Deeds & Mortgages	Mar 2020 Loan Modification Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`332089 32-4-14`

Property Details

APN / Parcel Number

Primary APN	`332089 32-4-14`
Alternative APNs	`208903200000040140000000` `32-4-14`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,706 sqft Living Area
1st Floor Area	869 sqft
2nd Floor Area	837 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Patio Area	390 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	32-4-14
Street Address	3 EMERALD TRL
City	MONROE
State	NY
Zip	10950-6816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 20-214 20-215 20-116 20-117 MT LODGE
Legal Subdivision	SILVER FALLS SECTION MOUNTAIN LODGE PARK
Legal Block	4
Legal Lot Number	14.00
Jurisdiction	ORANGE NY
Township / Civil Division	BLOOMING GROVE
Census Block Group	3
Census Block	3003
Census Tract	13301

Owner

Source: Orange County and Blooming Grove Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 EMERALD TRL, MONROE, NY 10950-6816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2020	Loan Modification, Mortgage · FHA Mortgage M&T BK
Mar 12, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 28, 2018	Deed, Transfer · FHA Mortgage RESIDENTIAL HOME FUNDING CORP
May 8, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2018 · Amount on Record
Deed Sale	Dec 28, 2018 · Amount on Record
Prior Sale	May 8, 2018 · Amount on Record
Deed Document Number	201891100
Deed Book / Page	14507 / 42
Prior Transfer Date	Apr 6, 2018
Prior Transfer Doc	0000033891
Record Updated	Oct 29, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	3 EMERALD TRL, MONROE, NY 10950-6816
Document Number	0000023988
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 EMERALD TRL MONROE NY 109506816, MONROE, NY 10950-6816

Mortgage

Document Number	0000023988
Date	Apr 24, 2020
Book Page	014737/001976
Instrument	23988

Lender

Name	M&T BK
Type	Bank
Address	GETZVILLE, NY 14868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	3 EMERALD TRL, MONROE, NY 10950-6816
Document Number	0000023989
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 EMERALD TRL MONROE NY 109506816, MONROE, NY 10950-6816

Mortgage

Document Number	0000023989
Date	Apr 24, 2020
Book Page	014737/001988
Instrument	23989

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Dec 28, 2018
Property Address	3 EMERALD TRL, MONROE, NY 10950-6816
Document Number	0000091100
Book / Page	14507 / 42
Instrument Date	Sep 18, 2018
Instrument	20180091100
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 CHELSEA CV S, HOPEWELL JUNCTION, NY 12533-6900

Mortgage

Document Number	0000091101
Date	Dec 28, 2018
Instrument	20180091101

Lender

Name	RESIDENTIAL HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000091100
Date	Dec 28, 2018
Book Page	14507/42
Instrument	20180091100

Lender

Name	RESIDENTIAL HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ORANGE NY
Recording Date	May 8, 2018
Property Address	3 EMERALD TRL, MONROE, NY 10950-6816
Document Number	0000033891
Book / Page	014399 / 001760
Instrument Date	Oct 5, 2017
Instrument	33891
Transaction Type	Foreclosure
Record Updated	Aug 27, 2018

Transaction

Amount	Amount Recorded
Tax	$345.20
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County and Blooming Grove Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Blooming Grove Town
Unified School District	Washingtonville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,800 (-) Land $4,400 Building $26,400	$351,600 (+9.7%)
2024	$8,115.00	$30,800 (-) Land $4,400 Building $26,400	$320,500 (+8.13%)
2023		$30,800 (-) Land $4,400 Building $26,400	$296,400 (+22.68%) Land $42,343 Building $254,057
2022		$30,800 Land $4,400 Building $26,400	$241,600 Land $34,514 Building $207,086

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNTAIN LODGE PARK DEVELOPMEN private · serves 488 people · EPA ID NY3503596
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	35 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: Skywire Networks, Verizon.

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