3 Emerald Ridge Dr, Bear, DE 19701 Property Records

New Castle County property record for 3 Emerald Ridge Dr, Bear, DE 19701 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,040 sqft · built 1994
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Dec 2019)
Tax Bill	$3,108 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-002.30-045`

Property Details

APN / Parcel Number

Primary APN	`12-002.30-045`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	964 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	265 ft deep x 82 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3 EMERALD RIDGE DR
City	BEAR
State	DE
Zip	19701-2233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	EMERALD RIDGE
Legal Lot Number	2
Jurisdiction	NEW CASTLE DE
Township / Civil Division	RED LION
Census Block Group	3
Census Block	3004
Census Tract	16401

Owner

Source: New Castle County records · APN 12-002.30-045

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 EMERALD RIDGE DR, BEAR, DE 19701-2233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 16, 2019	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 12, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage BOEING HELICOPTERS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Jun 16, 1994 · Amount on Record
Deed Document Number	2019102322
Last Transfer Date	Feb 18, 2021
Transfer Doc	0000023078
Record Updated	Jun 08, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW CASTLE DE
Recording Date	Feb 25, 2021
Property Address	3 EMERALD RIDGE DR, BEAR, DE 19701-2233
Document Number	0000023078
Map Reference	MF 11217
Instrument Date	Feb 18, 2021
Instrument	20210225-0023078
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 EMERALD RIDGE DR, BEAR, DE 19701-2233

Mortgage

Document Number	0000023082
Date	Feb 25, 2021
Instrument	20210225-0023082

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Dec 16, 2019
Property Address	3 EMERALD RIDGE DR, BEAR, DE 19701-2233
Document Number	0000102322
Map Reference	MF 11217
Instrument Date	Dec 11, 2019
Instrument	20191216-0102322
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 EMERALD RIDGE DR, BEAR, DE 19701-2233

Mortgage

Document Number	0000102326
Date	Dec 16, 2019
Instrument	20191216-0102326

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEW CASTLE DE
Recording Date	Jan 12, 2018
Property Address	3 EMERALD RIDGE DR, BEAR, DE 19701-2233
Document Number	0000002033
Map Reference	DOC 11217
Instrument Date	Jan 11, 2018
Instrument	20180112-0002033
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 EMERALD RIDGE DR, BEAR, DE 19701-2233

Mortgage

Document Number	0000002034
Date	Jan 12, 2018
Instrument	20180112-0002034

Lender

Name	BOEING HELICOPTERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Colonial School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,108.00 (+8.18%)	$455,100 (+403.43%) Land $104,300 Building $350,800
2024			$409,860
2023	$2,873.00	$90,400 Land $14,200 Building $76,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100030164013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024, rainfall accumulation

Wildfire

Wildfire Risk	Low above 6% of the US · above 25% of Delaware
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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