Okaloosa County property record for 3 Emerald Bay Dr, Destin, FL 32541
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.202 acres (8,828 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,594 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-7887-5 |
| Primary APN | C56-000-589-7887-5 |
|---|---|
| Alternative APN |
|
| Lot Area | 8,828 sqft (0.202 acres) |
|---|
| Street Address | 3 EMERALD BAY DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | EMERALD BAY PH 1-B LOT 1 BLK S |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | EMERALD BAY PH I-B |
| Legal Phase | 1 |
| Legal Block | S |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 23308 |
3 Emerald Bay Dr, vacant land, is owned by a company.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2105 DEVEREUX CIR, VESTAVIA, AL 35243-2563 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3 Emerald Bay Dr was $1,594.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,594.00 | $155,064 Land $155,064 | $155,064 Land $155,064 |
| 2023 | $1,332.00 (+8.91%) | $128,253 (+1%) Land $128,253 | $128,253 (+1%) Land $128,253 |
| 2022 | $1,223.00 | $116,594 Land $116,594 | $116,594 Land $116,594 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Emerald Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1995–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2018 · other causes |
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible for structures built after the Oct 1, 1983 cutoff private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Emerald Bay Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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