Rensselaer County and North Greenbush Town property record for 3 Elward Rd, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 1956 |
| Lot Size | 1.42 acres (61,855 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Dec 2006) |
| Tax Bill | $6,119 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| APN | 383200 123.14-5-5 |
| Primary APN | 383200 123.14-5-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 648 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 61,855 sqft (1.42 acres) |
| Lot Width | 191 ft Width |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 270 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 265J156070 |
|---|---|
| Street Address | 3 ELWARD RD |
| City | TROY |
| State | NY |
| Zip | 12180-8467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 5 |
| Legal Lot Number | 5.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | NORTH GREENBUSH |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 52306 |
3 Elward Rd is owned and occupied by two individuals who bought it in December 2006.
Source: Rensselaer County and North Greenbush Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 ELWARD RD, TROY, NY 12180-8467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2006 · Amount on File |
| Deed Sale | Dec 27, 2006 · Amount on File |
| Deed Book / Page | 3884 / 260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 3 ELWARD RD, TROY, NY 12180-8467 |
| Document Number | 0000580432 |
| Instrument Date | Dec 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 ELWARD RD TROY NY 121808467, TROY, NY 12180-8467 |
| Document Number | 0000580432 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 009405/000224 |
| Instrument | 580432 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 21, 2035 |
The 2026 property tax bill for 3 Elward Rd was $6,119 with a homeowner's exemption, up 2.4% from the year before.
Source: Rensselaer County and North Greenbush Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | North Greenbush Town |
| Unified School District | East Greenbush Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,119.00 (+2.36%) Homeowner's exemption | ||
| 2025 | $5,978.00 | $43,400 Land $8,400 Building $35,000 | $271,250 Land $52,500 Building $218,750 |
| 2023 | $43,400 Land $8,400 Building $35,000 | $225,455 Land $43,636 Building $181,819 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA's flood maps do not cover 3 Elward Rd.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Elward Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH GREENBUSH CONSOLIDATED DISTRICT serves 10,226 people · EPA ID NY4130243 |
|---|---|
| Water Source | Purchased surface water from TROY CITY PWS |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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