Monterey County property record for 3 Elsa St, Royal Oaks, CA 95076
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 2 ba · 1,824 sqft · built 1935 |
| Lot Size | 0.154 acres (6,689 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $2,634 (2025) |
| Deeds & Mortgages | Oct 2017 Transfer |
| Flood Zone | Zone AO (high risk) |
| APN | 117-371-004-000 |
| Primary APN | 117-371-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,824 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,689 sqft (0.154 acres) |
| Total Buildings | 2 Buildings |
| Old Parcel Number | 117-371-004 |
|---|---|
| Street Address | 3 ELSA ST |
| City | ROYAL OAKS |
| State | CA |
| Zip | 95076-5209 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | KALLS SUB E 40 X 144 FT OF LOT 6 BLK D |
| Legal Subdivision | KALLS SUB |
| Legal Block | D |
| Legal Lot Number | 6 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | PAJARO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10101 |
3 Elsa St, a residential property, is held in a trust since July 1997.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 23 COWLES RD, WATSONVILLE, CA 95076-1119 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 25, 1997 |
| Transfer Doc | 0000043235 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Oct 23, 2017 |
| Property Address | 3 ELSA ST, ROYAL OAKS, CA 95076-5209 |
| Document Number | 0000059168 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 59168 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | PO BOX 3080 MONTEREY CA 939423080, MONTEREY, CA 93942-3080 |
The 2025 property tax bill for 3 Elsa St was $2,634.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $34,156 (+2%) Land $12,683 Building $21,473 | |
| 2025 | $2,634.00 | $33,487 Land $12,435 Building $21,052 |
| 2023 | $1,042.00 (+2.36%) | $32,189 Land $11,953 Building $20,236 |
| 2022 | $1,018.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3 Elsa St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 114 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 132 (1982–2023) |
| Claims Outside the SFHA | 5 of 132 |
| Most Recent Claim | Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Elsa St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PSMCSD - PAJARO serves 3,500 people · EPA ID CA2710020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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